WRLD on Nasdaq

WORLD ACCEPTANCE CORP

American personal credit institutions company based in Greenville. Summary from the record

Price unavailable

Last updated Oct 19, 2026.

Overview

$585.2MRevenue, fiscal 20263
$34.6MNet income, fiscal 20263

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  • TickerWRLD on Nasdaq2
  • IndustryPersonal Credit Institutions2
  • HeadquartersGreenville, United States2
  • Incorporated inSC4
  • Business address104 S. Main Street, Suite 400, Greenville, Sc 296014
  • Filer categoryAccelerated filer4
  • Legal formCorporation2
  • LEI529900M7JQUDCH7Q91532
  • StatusActive2
  • LEI statusLapsed (not renewed)2
  • Registered addressSECRETARY OF STATE TOWNSEND BLDG, SUITE 4, 19901 Dover, United States2
  • Registered withDivision of Corporations, Department of State, 7749942

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2026

5.9%Net margin3
3.7%Revenue growth, 20263
9.9%Return on equity3
1.67×Debt to equity3
$255.5MFree cash flow3

Where the money goes

Where each dollar of revenue went, fiscal 2026

  • Other costs84¢$490.5M
  • Interest8¢$49.4M
  • Income tax2¢$10.7M
  • Profit6¢$34.6M

Out of $585.2M in revenue.3

Where each dollar of operating cash went, fiscal 2026

  • Capital spending1¢$3.9M
  • Share buybacks51¢$132.4M
  • Kept or used elsewhere47¢$123.1M

Out of $259.4M of cash from operations.3

Financial statements

Revenue567893$585.2M in 2026+7% since 2019
0$200.0M$400.0M$600.0M$800.0M2019: $544.5M$544.5M20192020: $590.0M$590.0M2020+8%2021: $528.0M$528.0M2021−11%2022: $585.2M$585.2M2022+11%2023: $616.5M$616.5M2023+5%2024: $572.8M$572.8M2024−7%2025: $564.2M$564.2M2025−2%2026: $585.2M$585.2M2026+4%
Net income567893$34.6M in 2026−7% since 2019
0$25.0M$50.0M$75.0M$100.0M2019: $37.2M$37.2M20192020: $28.2M$28.2M2020−24%2021: $88.3M$88.3M2021+214%2022: $53.9M$53.9M2022−39%2023: $21.2M$21.2M2023−61%2024: $77.0M$77.0M2024+263%2025: $89.2M$89.2M2025+16%2026: $34.6M$34.6M2026−61%
Fiscal year20192020202120222023202420252026
Revenue$544.5M5$590.0M6$528.0M7$585.2M8$616.5M9$572.8M3$564.2M3$585.2M3
Operating expenses$519.6M8$589.4M9$473.8M3$452.9M3$539.9M3
Interest$17.9M5$25.9M6$25.7M7$33.4M8$50.5M9$48.2M3$42.7M3$49.4M3
Income before tax$65.6M8$27.1M9$99.0M3$111.3M3$45.2M3
Income tax$16.0M5$6.8M6$23.1M7$11.7M8$5.9M9$22.0M3$22.1M3$10.7M3
Net income$37.2M5$28.2M6$88.3M7$53.9M8$21.2M9$77.0M3$89.2M3$34.6M3
Earnings per share$4.145$3.666$13.597$8.888$3.699$13.403$16.453$7.003
Earnings per share (diluted)$4.055$3.546$13.237$8.478$3.609$13.143$16.213$6.883
Shares (weighted, basic)6.1M shares85.7M shares95.7M shares35.4M shares34.9M shares3
Shares (weighted, diluted)6.4M shares85.9M shares95.9M shares35.5M shares35.0M shares3

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Leadership

Who has led WORLD ACCEPTANCE CORP, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. A. A. McLean Iii.2006–2015
  2. Charles D. Walters2006–2007
  3. Janet Lewis Matricciani2015–2018
  4. James H. Wanserski2018
  5. R. Chad Prashad2018–now

Chair

  1. Charles D. Walters2006–2007
  2. A. A. McLean Iii.2008–2015

President

  1. Mark C. Roland2006–2013
  2. James H. Wanserski2018
  3. R. Chad Prashad2018–2026
  4. Janet Lewis Matricciani2026–now

Chief financial officer

  1. Kelly Malson Snape2006–2013
  2. John L. Calmes Jr.2013–2018

Chief operating officer

  1. Mark C. Roland2006–2013
  2. Janet Lewis Matricciani2014–2015
  3. James Tobin Turner2026–now
2010201520202025
Board members and other officers (29)

Timeline

  1. Sep 6, 2018New chief executive R. Chad Prashad becomes CEO16
  2. Jan 24, 2018New chief executive James H. Wanserski becomes CEO15
  3. Oct 5, 2015New chief executive Janet Lewis Matricciani becomes CEO17
  4. May 17, 2006New chief executive Charles D. Walters becomes CEO19
  5. Mar 27, 2006New chief executive A. A. McLean Iii. becomes CEO18

Filings

299 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 49 major events, 137 insider forms, 18 large holders, 74 other. The latest 20:

  1. Sep 25, 20264 EDGAR
  2. Sep 21, 20268-K EDGAR
  3. Aug 19, 20268-K EDGAR
  4. Aug 18, 20264 OWNERSHIP DOCUMENT EDGAR
  5. Aug 18, 2026SCHEDULE 13D/A EDGAR
  6. Aug 13, 20264 EDGAR
  7. Aug 13, 20268-K EDGAR
  8. Aug 12, 2026144 EDGAR
  9. Aug 11, 20264 EDGAR
  10. Aug 10, 2026144 EDGAR
  11. Aug 6, 202610-Q EDGAR
  12. Aug 4, 20264 EDGAR
  13. Aug 3, 2026144 EDGAR
  14. Jul 31, 20264 EDGAR
  15. Jul 30, 2026144 EDGAR
  16. Jul 24, 20268-K EDGAR
  17. Jul 22, 2026DEF 14A EDGAR
  18. Jul 22, 2026ARS EDGAR
  19. Jul 7, 20264 OWNERSHIP DOCUMENT EDGAR
  20. Jul 7, 2026SCHEDULE 13D/A EDGAR

The 299 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

65 open-market trades by officers, directors and large owners since October 2021: 0 buys and 65 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Aug 14, 2026Prescott General Partners LLC10% ownerSale133,199$187.69$25.0MForm 4
Aug 12, 2026Childers Jason E.SVP, Information TechnologySale2,000$190.74$381.5KForm 4
Aug 10, 2026Robinson Benjamin E IIIDirectorSale90$187.26$16.9KForm 4
Aug 3, 2026McIntyre ScottSVP, AccountingSale1,300$185.00$240.5KForm 4
Jul 30, 2026Calmes John L JrSee remarksSale2,000$186.00$372.0KForm 4
Jun 30, 2026WAY CHARLES DDirectorSale833$225.00$187.4KForm 4
Jun 29, 2026Robinson Benjamin E IIIDirectorSale2,031$222.77$452.4KForm 4
Jun 26, 2026WAY CHARLES DDirectorSale833$210.00$174.9KForm 4
Jun 15, 2026Caulder Alice LindsaySVP, Human ResourcesSale609$181.00$110.2KForm 4
Jun 12, 2026Umstetter Luke J.See remarksSale1,000$181.66$181.7KForm 4
May 22, 2026Robinson Benjamin E IIIDirectorSale90$160.00$14.4KForm 4
Apr 30, 2026Robinson Benjamin E IIIDirectorSale180$160.00$28.8KForm 4
Mar 10, 2026Calmes John L JrSee remarksSale1,000$141.88$141.9KForm 4
Dec 18, 2025Prashad R ChadPresident and CEOSale3,000$147.67$443.0KForm 4
Dec 17, 2025Calmes John L JrSee remarksSale1,000$149.21$149.2KForm 4
Dec 16, 2025Dyer Daniel ClintonSee remarksSale8,857$149.00$1.3MForm 4
Dec 15, 2025Dyer Daniel ClintonSee remarksSale89$150.00$13.3KForm 4
Sep 17, 2025Caulder Alice LindsaySVP, Human ResourcesSale1,000$167.33$167.3KForm 4
Sep 15, 2025Childers Jason E.SVP, Information TechnologySale759$166.75$126.6KForm 4
Sep 15, 2025Prashad R ChadPresident and CEOSale1,905$166.00$316.2KForm 4

All 65 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Prescott General Partners LLC1,512,424$338.5M17.3%No change
BlackRock, Inc.447,231$100.1M0.0%−5,180
Dimensional Fund Advisors LP222,883$49.9M0.0%−1,719
Aqr Capital Management LLC201,263$45.0M0.0%+46,297
Jacobs Levy Equity Management, Inc113,086$25.3M0.1%+48,205
Vanguard Capital Management LLC111,615$25.0M0.0%−6,749
State Street Corp106,260$23.8M0.0%−11,991
Jpmorgan Chase & Co97,266$21.8M0.0%+72,356
Bnp Paribas Financial Markets95,846$21.5M0.0%+72,756
American Century Companies Inc92,361$20.7M0.0%+3,246
Charles Schwab Investment Management Inc71,447$16.0M0.0%−7,057
Smith Thomas W71,150$15.9M14.1%−6,450
Geode Capital Management, LLC70,506$15.8M0.0%+2,904
UBS Group AG66,887$15.0M0.0%−66,582
Citadel Advisors LLC60,059$13.4M0.0%+54,254
Vanguard Portfolio Management LLC57,819$12.9M0.0%−45,116
Northern Trust Corp50,158$11.2M0.0%+1,333
Allianz Asset Management GmbH45,624$10.2M0.0%+4,741
Millennium Management LLC45,588$10.2M0.0%−47,098
Renaissance Technologies LLC43,800$9.8M0.0%−5,000
Bridgeway Capital Management, LLC37,898$8.5M0.1%−4,784
Goldman Sachs Group Inc37,623$8.4M0.0%+5,611
Morgan Stanley32,610$7.3M0.0%−13,060
Trexquant Investment LP28,999$6.5M0.0%New
Healthcare Of Ontario Pension Plan Trust Fund28,000$6.3M0.0%New

13F reports cover disclosed long positions in U.S. stocks only.

Sources

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