WSE on Nasdaq
Wise Group plc
Business services company, listed on Nasdaq (WSE). Summary from the record
Price unavailable
Last updated Oct 19, 2026.
Overview
Compare with Wright Express, FICO or ExlService Holdings, Inc., or pick any stock.
- TickerWSE on Nasdaq1
- IndustryServices-Business Services, NEC1
- HeadquartersY91
- Incorporated inJersey3
- Business address65 Clifton Street, London, Ec2A 4Je3
- Filer categoryNon-accelerated filer3
See how the biggest companies compare on our leaderboards
Fifteen years ago, we set out with a simple but visionary goal that became the mission for Wise: money without borders. To do this, we have built an innovative infrastructure to power the world’s money, achieving many important milestones along the way.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2026
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Cross Border Sevices brought in 66% of the revenue Wise Group plc broke down this way in fiscal 2026.
Products and services by year
| Products and services | 2024 | 2025 | 2026 |
|---|---|---|---|
| Cross Border Sevices | $999.7M | $1.1B | $1.3B |
| Card Services | $207.2M | $280.5M | $391.6M |
| Other Services | $116.2M | $194.1M | $245.0M |
Regions
Europe brought in 30% of the revenue Wise Group plc broke down this way in fiscal 2026.
Regions by year
| Regions | 2024 | 2025 | 2026 |
|---|---|---|---|
| Europe | $404.6M | $467.0M | $569.4M |
| Asia Pacific | $272.0M | $336.5M | $450.5M |
| United Kingdom | $254.8M | $288.9M | $329.1M |
| Rest of the World | $182.1M | $224.2M | $282.7M |
| United States | $209.6M | $229.7M | $261.9M |
Where the money goes
Where each dollar of revenue went, fiscal 2026
- Other costs65¢$1.2B
- Income tax9¢$161.7M
- Profit26¢$498.7M
Out of $1.9B in revenue.2
Where each dollar of operating cash went, fiscal 2026
- Capital spending0¢$19.6M
- Kept or used elsewhere100¢$7.5B
Out of $7.6B of cash from operations.2
Financial statements
No quarterly figures reported.
Every line of the income statement as filed: the last 3 fiscal years, latest first.2
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Transaction revenue | $1.9B | $1.5B | $1.3B |
| Interest income on customer balances | $806.1M | $758.3M | $610.0M |
| Interest expense on customer liabilities | -$196.9M | -$205.7M | -$157.0M |
| Net revenue | $2.5B | $2.1B | $1.8B |
| Transaction expense | -$513.6M | -$378.0M | -$331.5M |
| Transaction and credit losses | -$13.9M | -$11.6M | -$15.7M |
| Technology and development | -$434.3M | -$314.1M | -$287.6M |
| Servicing | -$396.6M | -$287.5M | -$216.9M |
| Marketing and sales | -$171.8M | -$106.1M | -$79.6M |
| General and administrative | -$381.9M | -$273.4M | -$194.7M |
| Total operating expenses | -$1.9B | -$1.4B | -$1.1B |
| Operating income | $590.7M | $728.2M | $650.1M |
| Other income/(loss), net | $69.7M | -$10.7M | $6.6M |
| Income before tax | $660.4M | $717.5M | $656.7M |
| Income tax expense | -$161.7M | -$167.2M | -$155.2M |
| Net income | $498.7M | $550.3M | $501.5M |
| Net income per share basic, in cents | $48.92 | $53.31 | $48.57 |
| Net income per share diluted, in cents | $48.43 | $52.63 | $47.81 |
| Weighted average shares outstanding basic | 1.0B shares | 1.0B shares | 1.0B shares |
| Weighted average shares outstanding diluted | 1.0B shares | 1.0B shares | 1.0B shares |
| Gain on foreign currency translation | $59.8M | $20.8M | $10.9M |
| Unrealized gain/(loss) on Available-For-Sale debt securities, net | $7.9M | $14.8M | -$24.6M |
| Other comprehensive income/(loss), net of tax | $67.7M | $35.6M | -$13.7M |
| Total comprehensive income | $566.4M | $585.9M | $487.8M |
| Other comprehensive income/(loss) | $2.6M | $5.2M | -$8.6M |
No quarter-by-quarter statement was filed.
No quarterly figures reported.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.2
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $27.8B | $18.1B | ||
| Available-for-sale debt securities | $4.6B | $6.0B | ||
| Accounts receivable, net of allowance for credit losses | $391.3M | $347.8M | ||
| Prepaid expenses and other current assets | $185.4M | $103.6M | ||
| Current tax assets | $19.0M | $19.4M | ||
| Total current assets | $33.0B | $24.6B | ||
| Property, plant and equipment, net | $189.9M | $150.8M | ||
| Intangible assets, net | $4.5M | $5.1M | ||
| Other assets, noncurrent | $27.4M | $20.5M | ||
| Deferred tax assets | $57.4M | $54.0M | ||
| Total assets | $33.3B | $24.8B | ||
| Accounts payable and other current liabilities | $522.3M | $468.9M | ||
| Funds payable and amounts due to customers | $30.3B | $22.3B | ||
| Current tax liabilities | $6.7M | $5.7M | ||
| Short-term debt | $6.0M | $128.4M | ||
| Operating lease liabilities | $16.4M | $13.4M | ||
| Total current liabilities | $30.8B | $22.9B | ||
| Deferred tax liabilities | $8.2M | $5.4M | ||
| Other long term liabilities | $59.5M | $44.9M | ||
| Operating lease liabilities, noncurrent | $132.6M | $97.1M | ||
| Long-term debt | $328.7M | $0 | ||
| Total liabilities | $31.3B | $23.0B | ||
| Additional paid-in capital | $166.2M | $163.5M | ||
| Treasury stock | -$422.8M | -$85.0M | ||
| Retained earnings | $2.1B | $1.7B | ||
| Accumulated other comprehensive income | $56.5M | -$11.2M | ||
| Total shareholders' equity | $1.9B | $1.7B | $1.2B | $673.0M |
| Total liabilities and shareholders' equity | $33.3B | $24.8B | ||
| Common stock, par or stated value per share | $0.00 |
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $27.8B | $18.1B | ||
| Available-for-sale debt securities | $4.6B | $6.0B | ||
| Accounts receivable, net of allowance for credit losses | $391.3M | $347.8M | ||
| Prepaid expenses and other current assets | $185.4M | $103.6M | ||
| Current tax assets | $19.0M | $19.4M | ||
| Total current assets | $33.0B | $24.6B | ||
| Property, plant and equipment, net | $189.9M | $150.8M | ||
| Intangible assets, net | $4.5M | $5.1M | ||
| Other assets, noncurrent | $27.4M | $20.5M | ||
| Deferred tax assets | $57.4M | $54.0M | ||
| Total assets | $33.3B | $24.8B | ||
| Accounts payable and other current liabilities | $522.3M | $468.9M | ||
| Funds payable and amounts due to customers | $30.3B | $22.3B | ||
| Current tax liabilities | $6.7M | $5.7M | ||
| Short-term debt | $6.0M | $128.4M | ||
| Operating lease liabilities | $16.4M | $13.4M | ||
| Total current liabilities | $30.8B | $22.9B | ||
| Deferred tax liabilities | $8.2M | $5.4M | ||
| Other long term liabilities | $59.5M | $44.9M | ||
| Operating lease liabilities, noncurrent | $132.6M | $97.1M | ||
| Long-term debt | $328.7M | $0 | ||
| Total liabilities | $31.3B | $23.0B | ||
| Additional paid-in capital | $166.2M | $163.5M | ||
| Treasury stock | -$422.8M | -$85.0M | ||
| Retained earnings | $2.1B | $1.7B | ||
| Accumulated other comprehensive income | $56.5M | -$11.2M | ||
| Total shareholders' equity | $1.9B | $1.7B | $1.2B | $673.0M |
| Total liabilities and shareholders' equity | $33.3B | $24.8B | ||
| Common stock, par or stated value per share | $0.00 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.2
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Net Income (Loss) | $498.7M | $550.3M | $501.5M |
| Depreciation and amortization | $14.4M | $9.7M | $14.3M |
| Impairment of assets | $1.8M | $14.6M | $0 |
| Share-based compensation | $95.5M | $74.6M | $91.1M |
| Unrealized foreign exchange (gain)/loss | $89.2M | $4.7M | -$23.4M |
| Deferred tax (benefit)/expenses | $2.7M | -$500.0K | $43.2M |
| Operating lease expense | $21.8M | $19.4M | $10.8M |
| Other | $2.7M | -$500.0K | $2.5M |
| Accounts receivable, net | -$24.3M | $93.4M | -$236.0M |
| Prepaid expenses and other assets | -$136.1M | -$121.9M | -$177.9M |
| Accounts payable and other liabilities (including tax) | $3.7M | -$49.3M | $289.7M |
| Operating lease liabilities | -$15.9M | -$13.4M | -$12.2M |
| Funds payable and amount due to customers | $7.0B | $5.1B | $3.6B |
| Net cash provided by operating activities | $7.6B | $5.7B | $4.1B |
| Purchase of property, plant and equipment | -$19.6M | -$44.1M | -$13.4M |
| Purchase of intangible assets | -$1.8M | -$1.2M | -$3.0M |
| Purchase of Available-For-Sale debt securities | -$9.0B | -$8.2B | -$12.0B |
| Proceeds from sale and maturities of Available-For-Sale debt securities | $10.8B | $7.5B | $11.8B |
| Other investing activities, net | $0 | $0 | $100.0K |
| Net cash provided by/(used in) investing activities | $1.7B | -$758.5M | -$181.1M |
| Repurchases of shares | -$473.4M | -$92.5M | -$86.2M |
| Proceeds from issuance of shares and other equity | $500.0K | $1.3M | $1.3M |
| Proceeds from revolving credit facility | $267.2M | $248.6M | $526.9M |
| Repayments of revolving credit facility | -$397.9M | -$387.3M | -$590.0M |
| Proceeds from debt issuance | $328.7M | $0 | $0 |
| Net cash used in financing activities | -$274.9M | -$229.9M | -$148.0M |
| Effect of exchange rate fluctuations on cash and cash equivalent | $718.4M | $89.5M | $25.1M |
| Net change in cash and cash equivalents | $9.7B | $4.8B | $3.8B |
| Cash paid for interest | -$15.9M | -$19.0M | -$21.0M |
| Cash paid for income taxes, net | -$162.5M | -$184.4M | -$93.1M |
No quarter-by-quarter statement was filed.
Leadership
Who has led Wise Group plc, and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
- Chief executive officerKristo Kaarmann May 8, 2026 to now5
- Chief financial officerEmmanuel Francois Jean-Claude Laurent Thomassin May 8, 2026 to now6
Board members and other officers (11)
- Chief Technology OfficerHarsh Sinha May 8, 2026 to now7
- Chief Product OfficerNilan Peiris May 8, 2026 to now8
- Board memberAlastair Rampell May 8, 2026 to now9
- Board memberClare Elizabeth Gilmartin May 8, 2026 to now10
- Board memberDavid B. Wells May 8, 2026 to now11
- Board memberElizabeth Grace Chambers May 8, 2026 to now12
- Board memberEmmanuel Francois Jean-Claude Laurent Thomassin May 8, 2026 to now6
- Board memberHooi Ling Tan May 8, 2026 to now13
- Board memberKristo Kaarmann May 8, 2026 to now5
- Board memberScott A. Hill May 8, 2026 to now14
- Board memberTerri Lynn Duhon May 8, 2026 to now15
Timeline
- May 8, 2026New chief executive Kristo Kaarmann becomes CEO5
Filings
52 filings to the SEC since October 2021: 1 annual reports, 14 insider forms, 3 large holders, 34 other. The latest 20:
- Oct 15, 20266-K EDGAR
- Oct 13, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Oct 13, 20266-K EDGAR
- Oct 6, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Sep 29, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Sep 24, 20266-K EDGAR
- Sep 22, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Sep 15, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Sep 8, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Sep 2, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Aug 27, 20266-K EDGAR
- Aug 25, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Aug 18, 20264 EDGAR
- Aug 18, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Aug 17, 20266-K EDGAR
- Aug 14, 2026SCHEDULE 13G EDGAR
- Aug 11, 2026SCHEDULE 13G EDGAR
- Aug 11, 20266-K TRANSACTION IN OWN SHARES EDGAR
- Aug 5, 20266-K EDGAR
- Jul 23, 20266-K EDGAR
The 52 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
2 open-market trades by officers, directors and large owners since October 2021: 0 buys and 2 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Jul 16, 2026 | Sinha HarshChief Technology Officer | Sale | 42,101 | $12.86 | $541.4K | Form 4 |
| Jul 16, 2026 | Peiris NilanChief Product Officer | Sale | 58,262 | $12.86 | $749.2K | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- ORBIS INVESTMENT MANAGEMENT LTDSCHEDULE 13G, 1 filing Aug 14, 202616
- Kristo KaarmannSCHEDULE 13G, 1 filing Aug 11, 202617
- BAILLIE GIFFORD & COSCHEDULE 13G, 1 filing Jun 3, 202618
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARWise Group plc filings on SEC EDGAR
- 2SEC EDGARWise Group plc 10-K for fiscal 2026
- 3SEC EDGARWise Group plc filings on SEC EDGAR
- 4
- 5
- 6
- 7
- 8SEC EDGARNilan Peiris, Chief Product Officer
- 9SEC EDGARAlastair Rampell, Board member
- 10
- 11SEC EDGARDavid B. Wells, Board member
- 12
- 13SEC EDGARHooi Ling Tan, Board member
- 14SEC EDGARScott A. Hill, Board member
- 15SEC EDGARTerri Lynn Duhon, Board member
- 16
- 17
- 18