XZO on NYSE

Exzeo Group, Inc.

American prepackaged software services company, incorporated in Florida. Summary from the record

Price unavailable

Last updated Oct 19, 2026.

Overview

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  • TickerXZO on NYSE1
  • IndustryServices-Prepackaged Software1
  • HeadquartersTampa, Florida1
  • Incorporated inFL2
  • Business address1000 Century Park Drive, Tampa, Fl 336072
  • Filer category, Emerging growth company2

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

60.4%Gross margin3
48.8%Operating margin3
38.1%Net margin3
62.0%Revenue growth, 20253
32.6%Return on equity3

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Underwriting and Management Services brought in 81% of the revenue Exzeo Group, Inc. broke down this way in fiscal 2025.

  1. Underwriting and Management Services$176.4M381%up 85% from 2024
  2. Claim Services$31.2M314%up 1% from 2024
  3. Technology Service$9.5M34%up 21% from 2024
Products and services by year
Products and services202320242025
Underwriting and Management Services$61.4M$95.4M$176.4M
Claim Services$19.9M$30.8M$31.2M
Technology Service$7.0M$7.8M$9.5M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Cost of revenue39¢$86.0M
  • Research and development4¢$8.8M
  • Selling, general and admin7¢$15.7M
  • Income tax12¢$27.5M
  • Profit37¢$82.7M

Out of $217.0M in revenue.3

Financial statements

Revenue3$217.0M in 2025+146% since 2023
0$100.0M$200.0M$300.0M2023: $88.3M$88.3M20232024: $133.9M$133.9M2024+52%2025: $217.0M$217.0M2025+62%
Gross profit3$131.0M in 2025+659% since 2023
0$50.0M$100.0M$150.0M2023: $17.3M$17.3M20232024: $53.2M$53.2M2024+208%2025: $131.0M$131.0M2025+146%
Operating income3$106.0M in 2025+4050% since 2023
0$50.0M$100.0M$150.0M2023: $2.6M$2.6M20232024: $38.0M$38.0M2024+1389%2025: $106.0M$106.0M2025+179%
Net income3$82.7M in 2025+286% since 2023
0$25.0M$50.0M$75.0M$100.0M2023: $21.5M$21.5M20232024: $45.3M$45.3M2024+111%2025: $82.7M$82.7M2025+83%

Every line of the income statement as filed: the last 3 fiscal years, latest first.3

Period ending2025-12-312024-12-312023-12-31
Cost of Revenue$86.0M$80.7M$71.1M
Gross profit$131.0M$53.2M$17.3M
Selling, general and administrative$15.7M$8.3M$7.9M
Research and development$8.8M$6.5M$6.5M
Depreciation and amortization$479.0K$335.0K$292.0K
Total operating expenses$25.0M$15.2M$14.7M
Operating income$106.0M$38.0M$2.6M
Investment income$4.3M$548.0K$52.0K
Interest expense$0-$3.3M-$1.7M
Income from continuing operations, before taxes$110.3M$35.2M$883.0K
Income tax expense (benefit) from continuing operations$27.5M$9.2M-$12.0M
Net income$82.7M$26.1M$12.9M
Income from discontinued operations, before taxes$0$25.9M$11.5M
Income tax expense from discontinued operations$0$6.6M$3.0M
Income from discontinued operations, after tax$0$19.3M$8.6M
Net income$82.7M$45.3M$21.5M
Less: Dividends on preferred stock$0-$10.1M-$9.4M
Income attributable to common stockholders$82.7M$35.2M$12.1M
Basic earnings per share from continuing operations$1$0$0
Diluted earnings per share from continuing operations$1$0$0
Basic earnings per share from discontinued operations$0$0$0
Diluted earnings per share from discontinued operations$0$0$0
Basic earnings per share$0.99$0.44$0.15
Diluted earnings per share$0.99$0.44$0.15
Revenue$217.0M$133.9M$88.3M

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Leadership

Who has led Exzeo Group, Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Paresh Patel2025–now

President

  1. Kevin Andrew Mitchell2025–now

Chief financial officer

  1. Suela Bulku2025–now
Board members and other officers (7)

Former names

  • TypTap Insurance Group, Inc.Aug 3, 2021 to Apr 7, 20232

Timeline

  1. Nov 4, 2025New chief executive Paresh Patel becomes CEO6

Filings

106 filings to the SEC since October 2021: 1 annual reports, 4 quarterly reports, 11 major events, 70 insider forms, 2 large holders, 18 other. The latest 20:

  1. Aug 14, 20268-K EDGAR
  2. Aug 7, 202610-Q EDGAR
  3. Aug 6, 20268-K EDGAR
  4. Jun 10, 20268-K EDGAR
  5. May 28, 20264 EDGAR
  6. May 27, 20264 EDGAR
  7. May 26, 20268-K EDGAR
  8. May 26, 20264 EDGAR
  9. May 22, 20264 EDGAR
  10. May 21, 20264 EDGAR
  11. May 20, 20264 EDGAR
  12. May 19, 20264 EDGAR
  13. May 18, 20264 EDGAR
  14. May 15, 202610-Q/A EDGAR
  15. May 15, 20264 EDGAR
  16. May 14, 20264 EDGAR
  17. May 13, 20264 EDGAR
  18. May 12, 20264 EDGAR
  19. May 11, 20264 EDGAR
  20. May 8, 20264 EDGAR

The 106 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

64 open-market trades by officers, directors and large owners since October 2021: 64 buys and 0 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 27, 2026Patel PareshChief Executive OfficerBuy2,000$13.67$27.3KForm 4
May 26, 2026Patel PareshChief Executive OfficerBuy2,000$13.26$26.5KForm 4
May 22, 2026Patel PareshChief Executive OfficerBuy2,000$12.92$25.8KForm 4
May 21, 2026Patel PareshChief Executive OfficerBuy2,000$12.82$25.6KForm 4
May 20, 2026Patel PareshChief Executive OfficerBuy2,000$13.33$26.7KForm 4
May 19, 2026Patel PareshChief Executive OfficerBuy2,000$13.69$27.4KForm 4
May 18, 2026Patel PareshChief Executive OfficerBuy2,000$13.93$27.9KForm 4
May 15, 2026Patel PareshChief Executive OfficerBuy2,000$13.68$27.4KForm 4
May 14, 2026Patel PareshChief Executive OfficerBuy2,000$13.75$27.5KForm 4
May 13, 2026Patel PareshChief Executive OfficerBuy2,000$13.55$27.1KForm 4
May 12, 2026Patel PareshChief Executive OfficerBuy2,000$13.85$27.7KForm 4
May 11, 2026Patel PareshChief Executive OfficerBuy2,000$13.99$28.0KForm 4
May 8, 2026Patel PareshChief Executive OfficerBuy2,000$13.52$27.0KForm 4
May 7, 2026Patel PareshChief Executive OfficerBuy2,000$15.11$30.2KForm 4
May 6, 2026Patel PareshChief Executive OfficerBuy2,000$17.31$34.6KForm 4
May 5, 2026Patel PareshChief Executive OfficerBuy2,000$17.11$34.2KForm 4
May 4, 2026Patel PareshChief Executive OfficerBuy2,000$16.56$33.1KForm 4
May 1, 2026Patel PareshChief Executive OfficerBuy2,000$16.53$33.1KForm 4
Apr 30, 2026Patel PareshChief Executive OfficerBuy2,000$15.91$31.8KForm 4
Apr 29, 2026Patel PareshChief Executive OfficerBuy2,000$16.22$32.4KForm 4

All 64 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 85. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Jupiter Topco LLC728,237$12.3M0.0%New
American Century Companies Inc602,830$10.2M0.0%New
Goldman Sachs Group Inc571,335$9.6M0.0%−32,938
Jennison Associates LLC568,680$9.6M0.0%−6,237
Whetstone Capital Advisors, LLC541,544$9.1M2.4%+130,191
BlackRock, Inc.457,881$7.7M0.0%+183,171
Essex Investment Management Co LLC268,704$4.5M0.6%−19,407
FJ Capital Management LLC223,788$3.8M0.5%−458,652
Citadel Advisors LLC172,700$2.9M0.0%+58,952
State Street Corp150,003$2.5M0.0%+94,820
Nuveen, LLC145,082$2.4M0.0%+95,860
Jacobs Levy Equity Management, Inc139,911$2.4M0.0%New
Two Sigma Investments, LP121,216$2.0M0.0%−77,213
Ionic Capital Management LLC116,077$2.0M2.0%+37,022
Geode Capital Management, LLC109,160$1.8M0.0%+14,782
Victory Capital Management Inc104,478$1.8M0.0%−4,880
Atom Investors LP98,058$1.7M0.1%−62,138
Alden Global Capital LLC98,005$1.7M0.6%No change
Renaissance Technologies LLC71,878$1.2M0.0%−95,740
Boston Partners67,998$1.1M0.0%+13,000
Bnp Paribas Financial Markets67,900$1.1M0.0%+56,235
Federated Hermes, Inc.65,000$1.1M0.0%−80,000
Trexquant Investment LP63,379$1.1M0.0%New
Legato Capital Management LLC61,866$1.0M0.1%+1,936
Vanguard Portfolio Management LLC56,768$957.7K0.0%+11,533

13F reports cover disclosed long positions in U.S. stocks only.

Sources

The numbers on this page point here. Each one links to the record it came from.

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