Private company

Guaranty Bank

Logo: Unknown author Unknown author, Public domain, via Wikimedia Commons4

Defunct bank that operated in Texas and California

Guaranty Bank was a major bank based in Austin, which collapsed in 2009. It was formed in 1988 as part of Temple-Inland and in 2007 became a standalone company. At the time of its collapse, Guaranty was the second largest bank in Texas, with 162 branches across Texas and California, and had $13 billion in assets and held $12 billion in deposits.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 20, 2026.

Overview

1988Founded1
  • HeadquartersAustin1
  • Legal formCommercial Bank3
  • LEI5493007IES1RWVUDDU233
  • StatusActive3
  • LEI statusIssued and current3
  • Registered address2144 E Republic Rd, 65804 Springfield, United States3
  • Registered withFederal Deposit Insurance Corporation, 588923

Guaranty Bank was a major bank based in Austin, which collapsed in 2009. It was formed in 1988 as part of Temple-Inland and in 2007 became a standalone company. At the time of its collapse, Guaranty was the second largest bank in Texas, with 162 branches across Texas and California, and had $13 billion in assets and held $12 billion in deposits. Major shareholders included billionaire investor Carl Icahn and hotel tycoon Robert Rowling, who jointly invested $600 million in the bank in 2008.2

Corporate structure

Guaranty Bank is part of a group headed by QCR Holdings. 14 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

  • QCR Holdings Moline, Illinois, United States
    • Guaranty Bank Springfield, Missouri, United States
    • Cedar Rapids Bank And Trust Company Subsidiary · Cedar Rapids, Iowa, United States
    • Community National Statutory Trust II Subsidiary · Delaware, United States
    • Community National Statutory Trust III Subsidiary · Connecticut, United States
    • Community State Bank Subsidiary · Ankeny, Iowa, United States
    • Guaranty Bankshares Statutory Trust I Subsidiary · Delaware, United States
    • Guaranty Statutory Trust II Subsidiary · Delaware, United States
    • m2 Equipment Finance, LLC Subsidiary · Wisconsin, United States
    • QCR Holdings Statutory Trust II Subsidiary · Connecticut, United States
    • QCR Holdings Statutory Trust III Subsidiary · Connecticut, United States
    • QCR Holdings Statutory Trust V Subsidiary · Delaware, United States
    • QCRH Risk Management, Inc. Subsidiary · Missouri, United States
    • Quad City Bank And Trust Company Subsidiary · Davenport, Iowa, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

The story

Guaranty Bank's origins date to 1938, when a charter was issued to the Guaranty Building and Loan in Galveston, Texas which operated as the Guaranty Federal Savings and Loan Association. In 1988, Temple-Inland formed Guaranty by acquiring three financial institutions: Guaranty Federal Savings and Loan Association, Delta Savings Association and First Federal Savings and Loan. It expanded from Texas into California in the 1990s, acquiring Stockton Savings Bank and Hemet Federal Savings & Loan.

In November 2007, Temple-Inland announced that it planned to separate itself into three stand-alone public companies. Shareholders in the original company would eventually receive stock in all three companies depending on the amount owned on the day the company split-up. The three companies were:

Temple-Inland Inc.

Guaranty Financial Group Inc.

Forestar Real Estate Group Inc.

Guaranty Financial Group Inc. became a standalone financial services holding company that operated in various business segments through its primary operating subsidiaries, "Guaranty Bank" and "Guaranty Insurance Services, Inc." Guaranty Bank became a federally chartered savings bank with total assets in excess of $16 billion (consolidated) that conducted consumer and business banking activities through a network of approximately 150 bank branches located in Texas and California that provided commercial banking products and services to various geographic markets throughout the United States. Guaranty Insurance Services, Inc. became an insurance agency that focused on property and casualty insurance with fixed annuities and operated out of 17 offices located in Texas and California, as well as through branches of Guaranty Bank. Also in November

In November 2008, Kenneth R. Dubuque resigned as president and chief executive officer of the company and the bank, positions he had served in beginning in 1998 and continuing through November 18, 2008. John T. Stuart III, a director of the company and the bank, was appointed as interim chief executive officer and interim chairman of the board of the company. Also in November 2008, the company appointed Kevin J. Hanigan, previously a senior executive vice president and chief banking officer of the company and the bank, to fill the role of president and chief operating officer of the company and the bank.

From Wikipedia’s article on Guaranty Bank (Texas), shared under CC BY-SA 4.0.5

Subsidiaries and ownership

Parent company (GLEIF)

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Timeline

  1. Jan 29, 2019Parent Directly consolidated by QCR Holdings3
  2. 1988Founded Founded1

Sources

The numbers on this page point here. Each one links to the record it came from.

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