QCRH on Nasdaq

QCR Holdings

Logo: [1], Non-free logo, via Wikipedia5

American banking company

QCR Holdings, Inc., through its subsidiaries, provides commercial and consumer banking, and trust and asset management services for the Quad City and Cedar Rapids communities. QCR Holdings, Inc.3 From Wikipedia, CC BY-SA 4.0

Price unavailable

Last updated Oct 19, 2026.

Overview

1993Founded1

Compare with Fifth Third Bancorp, GERMAN AMERICAN BANCORP, INC. or Republic Bank & Trust Company, or pick any stock.

  • TickerQCRH on Nasdaq1
  • Industryfinance1
  • HeadquartersMoline1
  • Legal formDelaware corporation1
  • Incorporated inDE6
  • Business address3551 7Th Street, Moline, Il 612656
  • Filer categoryLarge accelerated filer6
  • LEI549300MWKWM7KWJVQO334
  • StatusActive4
  • LEI statusIssued and current4
  • Registered addressC/O THE PRENTICE-HALL CORPORATION SYSTEM, INC., 19808 Wilmington, United States4
  • Registered withDivision of Corporations, Department of State, 23247944

See how the biggest companies compare on our leaderboards

QCR Holdings, Inc., through its subsidiaries, provides commercial and consumer banking, and trust and asset management services for the Quad City and Cedar Rapids communities. QCR Holdings, Inc. was founded in 1993 and is headquartered in Moline, Illinois.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2023

20.8%Net margin9
46.3%Revenue growth, 202310
12.8%Return on equity9
$361.4MFree cash flow9

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Fiduciary and Trust brought in 38% of the revenue QCR Holdings broke down this way in fiscal 2025.

  1. Fiduciary and Trust$14.4M938%up 10% from 2024
  2. Deposit Account$8.7M923%up 2% from 2024
  3. Debit Card$6.4M917%up 4% from 2024
  4. Investment Advisory, Management and Administrative Service$5.5M915%up 13% from 2024
  5. Correspondent Clearing$2.7M97%up 28% from 2024
Products and services by year
Products and services202320242025
Fiduciary and Trust$11.7M$13.0M$14.4M
Deposit Account$8.2M$8.5M$8.7M
Debit Card$6.2M$6.2M$6.4M
Investment Advisory, Management and Administrative Service$3.9M$4.9M$5.5M
Correspondent Clearing$1.7M$2.1M$2.7M

Where the money goes

Where each dollar of revenue went, fiscal 2023

  • Other costs42¢$227.1M
  • Interest35¢$192.4M
  • Income tax2¢$13.1M
  • Profit21¢$113.6M

Out of $546.1M in revenue.109

Where each dollar of operating cash went, fiscal 2023

  • Capital spending4¢$14.9M
  • Kept or used elsewhere96¢$361.4M

Out of $376.3M of cash from operations.9

Financial statements

Revenue111210$546.1M in 2023+85% since 2019
0$200.0M$400.0M$600.0M2019: $294.8M$294.8M20192020: $312.2M$312.2M2020+6%2021: $300.6M$300.6M2021−4%2022: $373.3M$373.3M2022+24%2023: $546.1M$546.1M2023+46%
Net income111210139$113.6M in 2023+98% since 2019
0$50.0M$100.0M$150.0M2019: $57.4M$57.4M20192020: $60.6M$60.6M2020+6%2021: $98.9M$98.9M2021+63%2022: $99.1M$99.1M2022+0%2023: $113.6M$113.6M2023+15%

Every line of the income statement as filed: the last 3 fiscal years, latest first.9

Period ending2025-12-312024-12-312023-12-31
Taxable$304.5M$317.4M$284.8M
Nontaxable$114.8M$104.4M$83.9M
Taxable$19.2M$17.2M$14.9M
Nontaxable$41.6M$33.1M$22.3M
Interest-bearing deposits at financial institutions$6.5M$6.1M$4.1M
Restricted investment securities$2.3M$3.0M$2.3M
Federal funds sold$532.0K$692.0K$998.0K
Total interest and dividend income$489.4M$481.9M$413.4M
Deposits$204.7M$213.1M$159.4M
Short-term borrowings$83.0K$99.0K$179.0K
Federal Home Loan Bank advances$9.3M$19.8M$16.7M
Other borrowings$2.3M
Subordinated notes$15.1M$14.3M$13.2M
Junior subordinated debentures$2.7M$2.8M$2.8M
Total interest expense$234.2M$250.1M$192.4M
Net interest income$255.2M$231.8M$221.0M
Provision for credit losses$18.1M$17.1M$16.5M
Net interest income after provision for credit losses$237.1M$214.7M$204.5M
Gains on sales of residential real estate loans, net$2.0M$2.0M$1.6M
Capital markets revenue$64.7M$71.1M$92.1M
Securities losses, net-$451.0K
Earnings on bank-owned life insurance$3.4M$5.4M$4.2M
Loan related fee income$3.8M$3.7M$3.1M
Fair value gain (loss) on derivatives and trading securities$347.0K-$2.8M-$1.3M
Other$2.4M$1.4M$1.9M
Total noninterest income$114.3M$115.5M$132.7M
Salaries and employee benefits$127.1M$128.2M$136.6M
Occupancy and equipment expense$28.0M$25.4M$25.0M
Professional and data processing fees$25.3M$19.4M$16.3M
Post-acquisition compensation, transition and integration costs$207.0K
Restructuring expense$2.0M
FDIC insurance, other insurance and regulatory fees$8.2M$7.4M$7.1M
Loan/lease expense$1.5M$1.6M$2.9M
Net cost of (income from) and losses/(gains) on operations of other real estate$80.0K-$21.0K-$26.0K
Advertising and marketing$7.5M$7.1M$6.0M
Communication and data connectivity$788.0K$1.4M$2.1M
Supplies$956.0K$1.1M$1.3M
Bank service charges$2.7M$2.4M$2.6M
Loss on liability extinguishment, net$2.0M
Correspondent banking expense$1.3M$1.3M$963.0K
Intangibles amortization$3.0M$2.8M$2.9M
Goodwill impairment$432.0K
Payment card processing$2.3M$2.7M$2.7M
Trust expense$1.6M$1.6M$1.4M
Other$3.3M$3.0M$2.5M
Total noninterest expense$215.6M$207.6M$210.5M
Net income before income taxes$135.9M$122.6M$126.6M
Federal and state income tax expense$8.7M$8.7M$13.1M
Net income$127.2M$113.8M$113.6M
Basic earnings per common share (in dollars per share)$7.54$6.77$6.79
Diluted earnings per common share (in dollars per share)$7.49$6.71$6.73
Weighted average common shares outstanding16.9M shares16.8M shares16.7M shares
Weighted average common and common equivalent shares outstanding17.0M shares17.0M shares16.9M shares
Cash dividends declared per common share$0.24$0.24$0.24

Compare QCR Holdings with another company

Leadership

Who has led QCR Holdings, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Douglas M. Hultquist2011–2019
  2. Larry J. Helling2014–2018
  3. Thomas D. Budd2014–2019
  4. Kurt A. Gibson2018–2022
  5. Monte C. McNew2022–2025
  6. Laura L. Ekizian2025–now

Chair

  1. Michael A. Bauer2006–2008

President

  1. Douglas M. Hultquist2006–2019
  2. Larry J. Helling2011–2019
  3. Thomas D. Budd2013–2019
  4. Kurt A. Gibson2018–2019
  5. Todd A. Gipple2019–2022
  6. Monte C. McNew2022–2025
  7. James D. Klein2025
  8. Laura L. Ekizian2025–now

Chief financial officer

  1. Todd A. Gipple2006–now

Chief operating officer

  1. Todd A. Gipple2011–2024
  2. Reba K. Winter2023–now
1995200020052010201520202025
Board members and other officers (43)

Named in SEC Form D filings

People the company listed in its private-offering notices.

  • Executive OfficerNick W. Anderson named Sep 29, 202573
  • Executive OfficerJohn H. Anderson named Aug 31, 202274
  • Executive OfficerRobert M. Eby named Aug 31, 202274
  • DirectorBrent R. Cobb named Aug 31, 2022 to Sep 29, 202573
  • DirectorDonna J. Sorenson named Aug 31, 202274

Products and brands

  • bank

Listed on Wikidata.1

The subsidiary banks of QCR Holdings include:

Quad City Bank and Trust - Based in Bettendorf, Iowa - Commenced operations in 1994

Cedar Rapids Bank and Trust - Based in Cedar Rapids, Iowa - Commenced operations in 2001

QCR Holdings signed an agreement to sell its Milwaukee subsidiary, First Wisconsin Bank & Trust, to National Bancshares, Inc. near the end of 2008. First Wisconsin commenced operations in 2006.

Read the full text

QCR Holdings announced an agreement to sell its Rockford subsidiary, Rockford Bank and Trust, to Heartland Financial USA, Inc. subsidiary Illinois Bank & Trust on August 13, 2019. The sale closed on November 30, 2019 and the bank's systems conversion occurred on February 7, 2020.

In 2022, QCR Holdings acquired Guaranty Federal Bancshares.

From Wikipedia’s article on QCR Holdings, shared under CC BY-SA 4.0.7

Subsidiaries and ownership

Subsidiaries

  • Guaranty Bank since Apr 1, 2022

Subsidiaries (GLEIF)

From Wikidata.1 Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Acquisitions

  1. Apr 1, 2022Guaranty Bank became a subsidiary1

Former names

  • QUAD CITY HOLDINGS INCSep 18, 1996 to Sep 20, 20016

Timeline

  1. Jun 20, 2025New chief executive Laura L. Ekizian becomes CEO17
  2. Apr 12, 2022New chief executive Monte C. McNew becomes CEO18
  3. Sep 4, 2018New chief executive Kurt A. Gibson becomes CEO19
  4. Feb 5, 2014New chief executive Larry J. Helling becomes CEO20
  5. Feb 5, 2014New chief executive Thomas D. Budd becomes CEO21
  6. Jul 1, 2011New chief executive Douglas M. Hultquist becomes CEO22
  7. 1993Founded Founded1

Filings

405 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 72 major events, 243 insider forms, 11 large holders, 4 private raises, 55 other. The latest 20:

  1. Aug 24, 20268-K EDGAR
  2. Aug 7, 202610-Q EDGAR
  3. Aug 5, 20264 PRIMARY DOCUMENT EDGAR
  4. Aug 5, 20264 PRIMARY DOCUMENT EDGAR
  5. Jul 22, 20268-K EDGAR
  6. Jul 22, 20268-K EDGAR
  7. Jun 29, 202611-K EDGAR
  8. Jun 10, 20264 PRIMARY DOCUMENT EDGAR
  9. Jun 10, 20264 PRIMARY DOCUMENT EDGAR
  10. Jun 8, 20264 PRIMARY DOCUMENT EDGAR
  11. Jun 5, 20264 PRIMARY DOCUMENT EDGAR
  12. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  13. May 26, 20268-K EDGAR
  14. May 22, 2026S-3ASR EDGAR
  15. May 8, 202610-Q EDGAR
  16. May 6, 2026SCHEDULE 13G/A EDGAR
  17. Apr 30, 20264 PRIMARY DOCUMENT EDGAR
  18. Apr 24, 20264 PRIMARY DOCUMENT EDGAR
  19. Apr 22, 20268-K EDGAR
  20. Apr 22, 20268-K EDGAR

The 405 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

56 open-market trades by officers, directors and large owners since October 2021: 40 buys and 16 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jun 9, 2026Ekizian Laura LPresident & CEO, QCBTSale750$94.96$71.2KForm 4
Jun 2, 2026Reasner Amy LDirectorBuy60$90.25$5.4KForm 4
Apr 30, 2026Klein James D.President, CRBTSale310$91.00$28.2KForm 4
Apr 23, 2026Reasner Amy LDirectorBuy100$88.35$8.8KForm 4
Mar 12, 2026Klein James D.President, CRBTSale554$82.50$45.7KForm 4
Jan 30, 2026GIPPLE TODD APresident & CFOSale8,590$89.92$772.4KForm 4
Sep 5, 2025Ekizian Laura LPresident & CEO, QCBTSale333$80.00$26.6KForm 4
Aug 26, 2025Ekizian Laura LPresident & CEO, QCBTSale1,000$80.00$80.0KForm 4
May 12, 2025Klein James D.President, CRBTSale428$60.74$26.0KForm 4
Apr 28, 2025HELLING LARRY JCEO, QCRH & CRBTBuy1,000$64.53$64.5KForm 4
Mar 14, 2025Klein James D.President, CRBTSale630$73.40$46.2KForm 4
Jan 29, 2025Lee Nicole AEVP, Chief HR OfficerBuy1,094$78.47$85.8KForm 4
Oct 30, 2024Anderson Nick WSVP, Chief Accounting OfficerSale675$81.93$55.3KForm 4
Oct 17, 2024Ziegler Marie Z.DirectorBuy80$81.38$6.5KForm 4
Apr 18, 2024Ziegler Marie Z.DirectorBuy118$55.54$6.6KForm 4
Feb 5, 2024HELLING LARRY JCEO, QCRH & CRBTBuy1,000$56.00$56.0KForm 4
Jan 26, 2024GIPPLE TODD APresident & CFOSale6,791$61.00$414.3KForm 4
Jan 18, 2024Ziegler Marie Z.DirectorBuy119$54.79$6.5KForm 4
Oct 31, 2023HELLING LARRY JCEO, QCRH & CRBTBuy1,000$48.00$48.0KForm 4
Oct 19, 2023Ziegler Marie Z.DirectorBuy133$49.00$6.5KForm 4

All 56 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Money raised

Private offerings the company reported to the SEC on Form D.

  1. Sep 15, 2025Raised $20 million in a private offering of debt Form D: 1 investor so far Form D
  2. Sep 15, 2025Raised $50 million in a private offering of debt Form D: 1 investor so far Form D
  3. Aug 18, 2022Raised $45 million in a private offering of debt Form D: 28 investors so far Form D
  4. Aug 18, 2022Raised $55 million in a private offering of debt Form D: 2 investors so far Form D

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.1,494,502$145.5M0.0%+112,985
Dimensional Fund Advisors LP945,891$92.1M0.0%−12,161
Fmr LLC915,872$89.2M0.0%+40
Vanguard Capital Management LLC710,757$69.2M0.0%+3,058
State Street Corp565,893$55.1M0.0%+52,225
Kennedy Capital Management LLC565,484$55.0M1.0%−100,817
Geode Capital Management, LLC440,660$42.9M0.0%+23,596
Endeavour Capital Advisors Inc390,758$38.0M7.8%−18,948
Victory Capital Management Inc378,112$36.8M0.0%+14,111
American Century Companies Inc370,147$36.0M0.0%+3,434
Schroder Investment Management Group290,304$28.1M0.0%+33,830
Wellington Management Group Llp284,295$27.7M0.0%+44,106
Jpmorgan Chase & Co279,062$27.0M0.0%−4,819
Fuller & Thaler Asset Management, Inc.246,312$24.0M0.1%+105,038
Qube Research & Technologies Ltd212,146$20.7M0.0%+16,898
Manufacturers Life Insurance Company, The203,734$19.8M0.0%−1,743
Renaissance Technologies LLC185,172$18.0M0.0%−19,999
Silvercrest Asset Management Group LLC181,185$17.6M0.1%−14,717
Northern Trust Corp173,774$16.9M0.0%+516
Bridgeway Capital Management, LLC154,340$15.0M0.3%−2,076
Vanguard Portfolio Management LLC147,520$14.4M0.0%+17,042
Charles Schwab Investment Management Inc138,179$13.5M0.0%+1,892
Two Sigma Investments, LP116,041$11.3M0.0%+50,332
Goldman Sachs Group Inc110,124$10.7M0.0%+20,984
Vanguard Fiduciary Trust Co109,043$10.6M0.0%+2,260

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

1 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Mar 31, 2021Ashley Hinson ArenholzRepublican, HouseSale$1,001 - $15,000−14.5%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
  30. 30
  31. 31
  32. 32
  33. 33
  34. 34
  35. 35
  36. 36
  37. 37
  38. 38
  39. 39
  40. 40
  41. 41
  42. 42
  43. 43
  44. 44
  45. 45
  46. 46
  47. 47
  48. 48
  49. 49
  50. 50
  51. 51
  52. 52
  53. 53
  54. 54
  55. 55
  56. 56
  57. 57
  58. 58
  59. 59
  60. 60
  61. 61
  62. 62
  63. 63
  64. 64
  65. 65
  66. 66
  67. 67
  68. 68
  69. 69
  70. 70
  71. 71
  72. 72
  73. 73
  74. 74
  75. 75
  76. 76
  77. 77