KRNY on Nasdaq
Kearny Financial Corp.
Savings institution company based in Fairfield, listed on Nasdaq (KRNY)1
In its 2026 annual report the company says: “Kearny Financial Corp., is a Maryland corporation that is the holding company for Kearny Bank, a nonmember New Jersey-chartered savings bank.”5
Price unavailable
Last updated Oct 20, 2026.
Overview
$36.3MNet income, fiscal 20262
Compare with Carver Bancorp, Inc., Home Federal Bancorp, Inc. of Louisiana or FIRST CAPITAL INC, or pick any stock.
- TickerKRNY on Nasdaq1
- IndustrySavings Institution, Federally Chartered1
- HeadquartersFairfield, New Jersey1
- Business address120 Passaic Avenue, Fairfield, Nj 070043
- Filer categoryAccelerated filer3
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These forward-looking statements are based on current beliefs and expectations of our management and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change. We are under no duty to and do not take any obligation to update any forward-looking statements after the date of the Annual Report on Form 10-K.5 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2022
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Deposit Related Fees And Charges brought in 62% of the revenue Kearny Financial Corp. broke down this way in fiscal 2026.
Products and services by year
| Products and services | 2024 | 2025 | 2026 |
|---|---|---|---|
| Deposit Related Fees And Charges | $1.8M | $1.9M | $2.8M |
| Electronic Banking Fees And Charges Interchange Income | $2.4M | $1.7M | $1.7M |
Where the money goes
Where each dollar of revenue went, fiscal 2022
- Interest24¢$29.7M
- Income tax20¢$24.8M
- Profit55¢$67.5M
Where each dollar of operating cash went, fiscal 2022
- Capital spending4¢$2.9M
- Dividends paid38¢$30.7M
- Kept or used elsewhere59¢$47.7M
Out of $81.3M of cash from operations.6
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.2
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 |
|---|---|---|---|
| Loans | $271.4M | $263.0M | $256.0M |
| Taxable investment securities | $47.0M | $53.2M | $63.3M |
| Tax-exempt investment securities | $139.0K | $234.0K | $336.0K |
| Other interest-earning assets | $5.8M | $8.0M | $9.2M |
| Total interest income | $324.3M | $324.5M | $328.9M |
| Deposits | $128.7M | $140.3M | $122.4M |
| Borrowings | $40.4M | $49.3M | $63.9M |
| Total interest expense | $169.0M | $189.5M | $186.3M |
| Net interest income | $155.3M | $134.9M | $142.6M |
| Provision for credit losses | $1.7M | $2.4M | $6.2M |
| Net interest income after provision for credit losses | $153.6M | $132.6M | $136.4M |
| Fees and service charges | $4.2M | $2.5M | $2.6M |
| Loss on sale and call of securities | $0 | $0 | -$18.1M |
| Gain (loss) on sale of loans | $932.0K | $806.0K | -$282.0K |
| Loss on sale of other real estate owned | $0 | $0 | -$974.0K |
| Income from bank owned life insurance | $10.8M | $10.7M | $9.1M |
| Electronic banking fees and charges | $1.7M | $1.7M | $2.4M |
| Other income | $5.2M | $3.4M | $3.4M |
| Total non-interest income | $22.8M | $19.1M | -$2.0M |
| Salaries and employee benefits | $76.7M | $70.9M | $69.2M |
| Net occupancy expense of premises | $12.3M | $11.5M | $11.0M |
| Equipment and systems | $15.8M | $15.7M | $15.2M |
| Advertising and marketing | $2.4M | $1.9M | $1.4M |
| Federal deposit insurance premium | $5.3M | $5.9M | $6.0M |
| Directors' compensation | $1.2M | $1.4M | $1.5M |
| Goodwill impairment | $0 | $0 | $97.4M |
| Other expense | $15.2M | $13.4M | $13.4M |
| Total non-interest expense | $129.0M | $120.6M | $215.2M |
| Income (loss) before income taxes | $47.4M | $31.0M | -$80.8M |
| Income tax benefit | $11.1M | $4.9M | $5.9M |
| Net income (loss) | $36.3M | $26.1M | -$86.7M |
| Basic (in dollars per share) | $0.58 | $0.42 | -$1.39 |
| Diluted (in dollars per share) | $0.57 | $0.42 | -$1.39 |
| Basic (in shares) | 62.9M shares | 62.5M shares | 62.4M shares |
| Diluted (in shares) | 63.2M shares | 62.7M shares | 62.4M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.2
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Cash and amounts due from depository institutions | $18.0M | $21.9M | ||
| Interest-bearing deposits in other banks | $96.8M | $145.4M | ||
| Cash and cash equivalents | $114.8M | $167.3M | ||
| Investment securities available for sale (amortized cost of $1,060,864 and $1,125,111, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025 | $964.4M | $1.0B | ||
| Investment securities held to maturity (fair value of $95,005 and $106,712, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025 | $106.8M | $120.2M | ||
| Loans held-for-sale | $6.0M | $5.9M | ||
| Loans receivable | $5.9B | $5.8B | ||
| Less: allowance for credit losses on loans | -$45.5M | -$46.2M | -$44.9M | -$48.7M |
| Net loans receivable | $5.8B | $5.8B | ||
| Premises and equipment | $42.4M | $43.9M | ||
| "Federal Home Loan Bank (""FHLB"") of New York stock" | $59.7M | $64.3M | ||
| Accrued interest receivable | $27.9M | $28.1M | ||
| Goodwill | $113.5M | $113.5M | $113.5M | $210.9M |
| Core deposit intangibles | $968.0K | $1.4M | $1.9M | $2.5M |
| Bank owned life insurance | $314.8M | $304.7M | ||
| Deferred income tax assets, net | $48.7M | $55.2M | ||
| Other real estate owned | $5.5M | $0 | ||
| Other assets | $46.9M | $56.2M | ||
| Total assets | $7.7B | $7.7B | ||
| Non-interest-bearing | $788.0M | $582.0M | ||
| Interest-bearing | $4.9B | $5.1B | ||
| Total deposits | $5.7B | $5.7B | ||
| Borrowings | $1.1B | $1.3B | ||
| Advance payments by borrowers for taxes | $18.6M | $19.3M | ||
| Other liabilities | $37.3M | $43.5M | ||
| Total liabilities | $6.9B | $7.0B | ||
| Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding | $0 | $0 | ||
| Common stock, $0.01 par value; 800,000,000 shares authorized; 64,738,125 shares and 64,577,481 shares issued and outstanding, respectively | $648.0K | $646.0K | ||
| Paid-in capital | $496.0M | $494.5M | ||
| Retained earnings | $350.0M | $341.7M | ||
| Unearned employee stock ownership plan shares;1,756,107 shares and 1,956,805 shares, respectively | -$17.0M | -$19.0M | ||
| Accumulated other comprehensive loss | -$63.0M | -$72.0M | ||
| Total stockholders' equity | $766.7M | $746.0M | $753.6M | $869.3M |
| Total liabilities and stockholders' equity | $7.7B | $7.7B | ||
| Securities available for sale, amortized cost | $1.1B | $1.1B | ||
| Available for sale, allowance for credit loss | $0 | $0 | ||
| Investment securities held to maturity, amortized cost | $95.0M | $106.7M | ||
| Held to maturity, allowance for credit loss | $0 | $0 | ||
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Preferred stock, authorized (in shares) | 100.0M shares | 100.0M shares | ||
| Preferred stock, issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Common stock, authorized (in shares) | 800.0M shares | 800.0M shares | ||
| Common stock, issued (in shares) | 64.7M shares | 64.7M shares | ||
| Common stock, outstanding (in shares) | 64.6M shares | 64.6M shares | ||
| Unearned employee stock ownership plan (in shares) | 1.8M shares | 2.0M shares |
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Cash and amounts due from depository institutions | $18.0M | $21.9M | ||
| Interest-bearing deposits in other banks | $96.8M | $145.4M | ||
| Cash and cash equivalents | $114.8M | $167.3M | ||
| Investment securities available for sale (amortized cost of $1,060,864 and $1,125,111, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025 | $964.4M | $1.0B | ||
| Investment securities held to maturity (fair value of $95,005 and $106,712, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025 | $106.8M | $120.2M | ||
| Loans held-for-sale | $6.0M | $5.9M | ||
| Loans receivable | $5.9B | $5.8B | ||
| Less: allowance for credit losses on loans | -$45.5M | -$46.2M | -$44.9M | -$48.7M |
| Net loans receivable | $5.8B | $5.8B | ||
| Premises and equipment | $42.4M | $43.9M | ||
| "Federal Home Loan Bank (""FHLB"") of New York stock" | $59.7M | $64.3M | ||
| Accrued interest receivable | $27.9M | $28.1M | ||
| Goodwill | $113.5M | $113.5M | $113.5M | $210.9M |
| Core deposit intangibles | $968.0K | $1.4M | $1.9M | $2.5M |
| Bank owned life insurance | $314.8M | $304.7M | ||
| Deferred income tax assets, net | $48.7M | $55.2M | ||
| Other real estate owned | $5.5M | $0 | ||
| Other assets | $46.9M | $56.2M | ||
| Total assets | $7.7B | $7.7B | ||
| Non-interest-bearing | $788.0M | $582.0M | ||
| Interest-bearing | $4.9B | $5.1B | ||
| Total deposits | $5.7B | $5.7B | ||
| Borrowings | $1.1B | $1.3B | ||
| Advance payments by borrowers for taxes | $18.6M | $19.3M | ||
| Other liabilities | $37.3M | $43.5M | ||
| Total liabilities | $6.9B | $7.0B | ||
| Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding | $0 | $0 | ||
| Common stock, $0.01 par value; 800,000,000 shares authorized; 64,738,125 shares and 64,577,481 shares issued and outstanding, respectively | $648.0K | $646.0K | ||
| Paid-in capital | $496.0M | $494.5M | ||
| Retained earnings | $350.0M | $341.7M | ||
| Unearned employee stock ownership plan shares;1,756,107 shares and 1,956,805 shares, respectively | -$17.0M | -$19.0M | ||
| Accumulated other comprehensive loss | -$63.0M | -$72.0M | ||
| Total stockholders' equity | $766.7M | $746.0M | $753.6M | $869.3M |
| Total liabilities and stockholders' equity | $7.7B | $7.7B | ||
| Securities available for sale, amortized cost | $1.1B | $1.1B | ||
| Available for sale, allowance for credit loss | $0 | $0 | ||
| Investment securities held to maturity, amortized cost | $95.0M | $106.7M | ||
| Held to maturity, allowance for credit loss | $0 | $0 | ||
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Preferred stock, authorized (in shares) | 100.0M shares | 100.0M shares | ||
| Preferred stock, issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Common stock, authorized (in shares) | 800.0M shares | 800.0M shares | ||
| Common stock, issued (in shares) | 64.7M shares | 64.7M shares | ||
| Common stock, outstanding (in shares) | 64.6M shares | 64.6M shares | ||
| Unearned employee stock ownership plan (in shares) | 1.8M shares | 2.0M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.2
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 |
|---|---|---|---|
| Net income (loss) | $36.3M | $26.1M | -$86.7M |
| Goodwill impairment | $0 | $0 | $97.4M |
| Depreciation and amortization of premises and equipment | $4.0M | $4.4M | $4.7M |
| Net accretion of yield adjustments | -$625.0K | -$1.1M | -$2.5M |
| Deferred income taxes | $2.8M | -$942.0K | -$867.0K |
| Realized mark to market gain on hedge | -$63.0K | $0 | $0 |
| Amortization of intangible assets | $468.0K | $495.0K | $526.0K |
| Net change in benefit plan accrued expense | $109.0K | $609.0K | $69.0K |
| Provision for credit losses | $1.7M | $2.4M | $6.2M |
| Loss on sale of other real estate owned | $0 | $0 | $974.0K |
| Loans originated for sale | -$128.3M | -$112.0M | -$75.6M |
| Proceeds from sale of mortgage loans held-for-sale | $129.1M | $112.9M | $89.6M |
| (Gain) loss on sale of mortgage loans held-for-sale, net | -$932.0K | -$806.0K | $282.0K |
| Realized loss on sale/call of securities available for sale | $0 | $0 | $18.1M |
| Realized (gain) loss on disposition of premises and equipment | -$1.8M | $24.0K | -$11.0K |
| Increase in cash surrender value of bank owned life insurance | -$10.8M | -$10.4M | -$8.8M |
| ESOP and stock-based compensation expense | $3.8M | $3.2M | $4.0M |
| Decrease (increase) in interest receivable | $223.0K | $1.4M | -$1.4M |
| Decrease (increase) in other assets | $4.5M | $6.5M | -$4.9M |
| (Decrease) increase in interest payable | -$1.1M | -$4.7M | $1.3M |
| (Decrease) increase in other liabilities | -$1.7M | -$3.1M | $1.5M |
| Net Cash Provided by Operating Activities | $37.7M | $24.8M | $44.0M |
| Investment securities available for sale | -$258.3M | -$104.9M | -$74.0M |
| Investment securities held to maturity | -$180.0K | -$240.0K | -$300.0K |
| Repayments/calls/maturities of investment securities available for sale | $322.7M | $183.8M | $133.0M |
| Repayments/calls/maturities of investment securities held to maturity | $13.5M | $15.6M | $10.9M |
| Sale of investment securities available for sale | $0 | $0 | $104.1M |
| Purchase of loans | -$173.5M | -$730.0K | -$60.3M |
| Net decrease (increase) in loans receivable | $101.1M | -$66.0M | $141.0M |
| Purchase of interest rate caps | -$1.3M | -$2.7M | -$2.1M |
| Proceeds from sale of other real estate owned | $0 | $0 | $12.0M |
| Additions to premises and equipment | -$2.5M | -$3.4M | -$1.4M |
| Proceeds from death benefit of bank owned life insurance | $935.0K | $3.6M | $3.5M |
| Net surrender of bank owned life insurance | $0 | $0 | $299.0K |
| Proceeds from cash settlement of premises and equipment | $3.9M | $16.0K | $0 |
| Purchase of FHLB stock | -$52.7M | -$54.5M | -$68.6M |
| Redemption of FHLB stock | $57.3M | $70.5M | $60.0M |
| Net Cash Provided by Investing Activities | $10.9M | $41.1M | $258.1M |
| Net increase (decrease) in deposits | $34.4M | $517.1M | -$471.0M |
| Repayment of term FHLB advances | -$3.6B | -$4.2B | -$6.2B |
| Proceeds from term FHLB advances | $3.5B | $3.9B | $6.5B |
| Net increase (decrease) in other short-term borrowings | $50.0M | -$125.0M | -$50.0M |
| Net (decrease) increase in advance payments by borrowers for taxes | -$755.0K | $1.9M | -$929.0K |
| Repurchase and cancellation of common stock of Kearny Financial Corp. | $0 | $0 | -$11.2M |
| Cancellation of shares repurchased on vesting to pay taxes | -$424.0K | -$362.0K | -$484.0K |
| Dividends paid | -$27.8M | -$27.6M | -$27.6M |
| Net Cash (Used in) Provided by Financing Activities | -$101.1M | $37.5M | -$308.7M |
| Net (Decrease) Increase in Cash and Cash Equivalents | -$52.4M | $103.4M | -$6.7M |
| Income taxes, net of refunds | $9.0M | $4.1M | $6.6M |
| Interest | $170.1M | $194.3M | $184.9M |
| Transfers from loans receivable to loans held-for-sale | $0 | $0 | $10.8M |
| Acquisition of other real estate owned in settlement of loans | $5.5M | $0 | $0 |
No quarter-by-quarter statement was filed.
Corporate structure
Kearny Financial Corp. sits at the top of its group. 4 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of Kearny Financial Corp.
- BlackRock Filed SCHEDULE 13G/A on Kearny Financial Corp., latest Jul 28, 2026 (3 filings since Feb 5, 2025)
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on Kearny Financial Corp., latest Mar 27, 2026 (7 filings since Feb 10, 2022)
- Kearny Bank Employee Stock Ownership Plan Trust Filed SCHEDULE 13G/A on Kearny Financial Corp., latest Feb 13, 2026 (2 filings since Feb 13, 2025)
- DIMENSIONAL FUND ADVISORS LP Filed SCHEDULE 13G/A on Kearny Financial Corp., latest Jan 21, 2026 (5 filings since Feb 8, 2022)
- BlackRock Portfolio Management LLC Filed SCHEDULE 13G on Kearny Financial Corp., latest Apr 15, 2025
- T. Rowe Price Investment Management, Inc. Filed SCHEDULE 13G/A on Kearny Financial Corp., latest Feb 14, 2025 (4 filings since Feb 14, 2023)
- RENAISSANCE TECHNOLOGIES LLC Filed SCHEDULE 13G/A on Kearny Financial Corp., latest Feb 13, 2025 (4 filings since Feb 11, 2022)
- PRICE T ROWE ASSOCIATES INC /MD/ Filed SC 13G/A on Kearny Financial Corp., latest Feb 14, 2023 (2 filings since Feb 14, 2022)
- VILLERE ST DENIS J & CO LLC Filed SC 13G/A on Kearny Financial Corp., latest Apr 20, 2022 (2 filings since Jan 25, 2022)
- Kearny Financial Corp. Fairfield, New Jersey
- 189-245 Berdan Avenue LLC Subsidiary · New Jersey, United States
- CJB Investment Company Subsidiary · New Jersey, United States
- Kearny Wealth Management LLC Subsidiary · New Jersey, United States
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What Kearny Financial Corp. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $101.7M2 Jun 30, 2026 | $100.8M2 Jun 30, 2025 | +0.8% |
| Accumulated depreciation | $59.3M2 Jun 30, 2026 | $56.9M2 Jun 30, 2025 | +4.2% |
| Property and equipment, net | $42.4M2 Jun 30, 2026 | $43.9M2 Jun 30, 2025 | −3.5% |
| Operating-lease assets (leased space) | $10.0M2 Jun 30, 2026 | $12.1M2 Jun 30, 2025 | −17.4% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $114.8M2 Jun 30, 2026 | $167.3M2 Jun 30, 2025 | −31.4% |
| Loans, net of allowance | $5.8B2 Jun 30, 2026 | $5.8B2 Jun 30, 2025 | +1.1% |
| Deposits held (banks) | $5.7B2 Jun 30, 2026 | $5.7B2 Jun 30, 2025 | +0.6% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $113.5M2 Jun 30, 2026 | $113.5M2 Jun 30, 2025 | 0% |
| Finite-lived intangibles, net | $968.0K2 Jun 30, 2026 | $1.4M2 Jun 30, 2025 | −32.6% |
Properties, in its own words
The Company and the Bank conduct business from their corporate headquarters at 120 Passaic Avenue in Fairfield, New Jersey and from administrative offices located in Fairfield, Clifton and Oakhurst, New Jersey.
At June 30, 2026, the Company operated 40 branch offices located in Bergen, Essex, Hudson, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset and Union counties, New Jersey and Kings and Richmond counties, New York. At June 30, 2026, 18 of our branch offices are leased with remaining terms between nine months and seven years. At June 30, 2026, our net investment in property and equipment totaled $42.4 million.
The rest of Item 2
Additional information regarding our properties as of June 30, 2026, is presented in Note 7 to the audited consolidated financial statements.
Item 2 of the 10-K filed Aug 21, 2026.5
Leadership
Who has led Kearny Financial Corp., and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
Chief operating officer
20202025
- Chief executive officerCraig Montanaro May 18, 2015 to now15
- PresidentCraig Montanaro May 18, 2015 to now15
- Chief financial officerKeith Suchodolski Jul 2, 2018 to Mar 18, 202416
- Chief financial officerEric B. Heyer May 18, 2015 to Dec 5, 201717
- Chief operating officerKeith Suchodolski Aug 8, 2024 to now18
- Chief operating officerEric B. Heyer Dec 4, 2018 to Dec 2, 202119
- Chief operating officerWilliam C. Ledgerwood May 18, 2015 to Dec 5, 201720
Board members and other officers (23)
- EVP and CTIOTimothy A. Swansson Jul 8, 2019 to now21
- EVP and Chief Banking OfficerAnthony Bilotta V. Jr. Sep 5, 2018 to now22
- EVP and CCOThomas Demedici Nov 17, 2017 to now23
- EVP & Branch AdministratorErika K. Parisi May 18, 2015 to now24
- EVP & Corporate SecretarySharon Jones May 18, 2015 to Dec 5, 201725
- Board memberCurtland E. Fields Jun 26, 2023 to now26
- Board memberMelvina Wong-Zaza Jun 26, 2023 to now27
- Board memberCharles J. Pivirotto Apr 10, 2018 to May 15, 202428
- Board memberParachini Cynthia Sisco Apr 10, 2018 to Apr 16, 201829
- Board memberPaul M. Aguggia Apr 10, 2018 to Aug 8, 201830
- Board memberCatherine A. Lawton Oct 31, 2018 to Mar 4, 202031
- Board memberChristopher Petermann May 20, 2016 to Feb 8, 202432
- Board memberRaymond E. Chandonnet Dec 5, 2016 to Dec 13, 202133
- Board memberCraig Montanaro May 18, 2015 to now15
- Board memberJohn F. Regan May 18, 2015 to Mar 13, 202334
- Board memberJohn J. Mazur Jr. May 18, 2015 to Mar 21, 202335
- Board memberJohn N. Hopkins May 18, 2015 to Dec 5, 201636
- Board memberJoseph P. Mazza May 18, 2015 to Dec 18, 201737
- Board memberLeopold W. Montanaro May 18, 2015 to now38
- Board memberMatthew T. McClane May 18, 2015 to Dec 10, 201939
- Board memberTheodore J. Aanensen May 18, 2015 to Dec 10, 202140
- General counselCassia J. Beierle Jul 8, 2025 to now41
- General counselPatrick M. Joyce May 18, 2015 to now42
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- 189-245 Berdan Avenue LLC New Jersey4
- CJB Investment Company New Jersey4
- Kearny Wealth Management LLC New Jersey4
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Jul 23, 20268-K Results of operations; Regulation FD disclosure; Other events43
- Jun 3, 20268-K Regulation FD disclosure44
- Apr 23, 20268-K Results of operations; Regulation FD disclosure; Other events45
- Jan 22, 20268-K Results of operations; Regulation FD disclosure; Other events46
- Oct 23, 20258-K Results of operations; Regulation FD disclosure; Other events47
- Oct 22, 20258-K Shareholder vote48
- Oct 21, 20258-K Regulation FD disclosure49
- Jul 24, 20258-K Results of operations; Regulation FD disclosure; Other events50
- Jun 18, 20258-K Executive or director change51
- Apr 24, 20258-K Results of operations; Regulation FD disclosure; Other events52
- Jan 30, 20258-K Results of operations; Regulation FD disclosure; Other events53
- Jan 16, 20258-K Executive or director change54
- May 18, 2015New chief executive Craig Montanaro becomes CEO15
Calendar
Coming up
- Oct 22, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $0.15 a share, on Oct 23, 2025.55
When it reported results
- Jul 23, 2026Reported quarterly or annual results43
- Apr 23, 2026Reported quarterly or annual results45
- Jan 22, 2026Reported quarterly or annual results46
- Oct 23, 2025Reported quarterly or annual results47
- Jul 24, 2025Reported quarterly or annual results50
- Apr 24, 2025Reported quarterly or annual results52
- Jan 30, 2025Reported quarterly or annual results53
- Oct 24, 2024Reported quarterly or annual results56
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
261 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 47 major events, 129 insider forms, 37 large holders, 28 other. The latest 20:
- Sep 18, 20264 EDGAR
- Sep 9, 2026DEFA14A EDGAR
- Sep 9, 2026DEF 14A EDGAR
- Sep 9, 2026ARS EDGAR
- Aug 21, 202610-K EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Aug 11, 20264 EDGAR
- Jul 28, 2026SCHEDULE 13G/A EDGAR
- Jul 28, 20264 EDGAR
- Jul 23, 20268-K EDGAR
- Jun 18, 202611-K EDGAR
- Jun 18, 20264 EDGAR
The 261 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
50 open-market trades by officers, directors and large owners since October 2021: 35 buys and 15 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Sep 17, 2026 | Wong-Zaza MelvinaDirector | Buy | 1,560 | $9.64 | $15.0K | Form 4 |
| Aug 10, 2026 | MONTANARO LEOPOLD WDirector | Buy | 4,773 | $9.46 | $45.2K | Form 4 |
| Jul 27, 2026 | Fields Curtland EDirector | Buy | 14,700 | $9.41 | $138.3K | Form 4 |
| Jun 18, 2026 | Fields Curtland EDirector | Buy | 3,600 | $8.41 | $30.3K | Form 4 |
| Jun 17, 2026 | Fields Curtland EDirector | Buy | 4,950 | $8.34 | $41.3K | Form 4 |
| Jun 12, 2026 | Fields Curtland EDirector | Buy | 4,950 | $8.71 | $43.1K | Form 4 |
| Jun 11, 2026 | Wong-Zaza MelvinaDirector | Buy | 3,500 | $8.58 | $30.0K | Form 4 |
| Jun 10, 2026 | Fields Curtland EDirector | Buy | 4,800 | $8.61 | $41.3K | Form 4 |
| Jun 9, 2026 | Joyce Patrick MEVP and CLO | Sale | 2,500 | $8.46 | $21.1K | Form 4 |
| Jun 8, 2026 | Fields Curtland EDirector | Buy | 3,000 | $8.40 | $25.2K | Form 4 |
| Mar 10, 2026 | Swansson Timothy AEVP and CTIO | Sale | 4,000 | $7.60 | $30.4K | Form 4 |
| Jan 28, 2026 | Joyce Patrick MEVP and CLO | Sale | 4,000 | $7.65 | $30.6K | Form 4 |
| Sep 19, 2025 | MONTANARO LEOPOLD WDirector | Buy | 10,000 | $6.57 | $65.7K | Form 4 |
| Aug 8, 2025 | Wong-Zaza MelvinaDirector | Buy | 1,375 | $5.93 | $8.2K | Form 4 |
| Aug 1, 2025 | Wong-Zaza MelvinaDirector | Buy | 1,500 | $5.99 | $9.0K | Form 4 |
| Jun 9, 2025 | Joyce Patrick MEVP and CLO | Sale | 4,000 | $6.13 | $24.5K | Form 4 |
| Feb 7, 2025 | Wong-Zaza MelvinaDirector | Buy | 5,000 | $7.23 | $36.1K | Form 4 |
| Aug 15, 2024 | Wong-Zaza MelvinaDirector | Buy | 1,600 | $6.21 | $9.9K | Form 4 |
| Aug 12, 2024 | DeMedici ThomasEVP and CCO | Sale | 6,304 | $6.00 | $37.8K | Form 4 |
| Jul 31, 2024 | Wong-Zaza MelvinaDirector | Buy | 6,000 | $7.13 | $42.8K | Form 4 |
All 50 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- BlackRockSCHEDULE 13G/A, 3 filings Feb 5, 2025 to Jul 28, 202657
- VANGUARD GROUP INCSCHEDULE 13G/A, 7 filings Feb 10, 2022 to Mar 27, 202658
- Kearny Bank Employee Stock Ownership Plan TrustSCHEDULE 13G/A, 2 filings Feb 13, 2025 to Feb 13, 202659
- DIMENSIONAL FUND ADVISORS LPSCHEDULE 13G/A, 5 filings Feb 8, 2022 to Jan 21, 202660
- BlackRock Portfolio Management LLCSCHEDULE 13G, 1 filing Apr 15, 202561
- T. Rowe Price Investment Management, Inc.SCHEDULE 13G/A, 4 filings Feb 14, 2023 to Feb 14, 202562
- RENAISSANCE TECHNOLOGIES LLCSCHEDULE 13G/A, 4 filings Feb 11, 2022 to Feb 13, 202563
- PRICE T ROWE ASSOCIATES INC /MD/SC 13G/A, 2 filings Feb 14, 2022 to Feb 14, 202364
- VILLERE ST DENIS J & CO LLCSC 13G/A, 2 filings Jan 25, 2022 to Apr 20, 202265
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2026 | Craig L. Montanaro | 59 | $770.0K | $2.1M66 |
| 2026 | Keith Suchodolski | 46 | $473.5K | $898.9K66 |
| 2026 | Patrick M. Joyce | 61 | $385.3K | $682.2K66 |
| 2026 | Anthony V. BilottaJr. | 65 | $363.9K | $644.3K66 |
| 2026 | Sean Byrnes | 49 | $340.0K | $588.5K66 |
| 2025 | President and CEO | $746.8K | $1.3M66 | |
| 2025 | SEVP and COO | $446.7K | $788.6K66 | |
| 2025 | EVP and CLO | $374.1K | $610.1K66 | |
| 2025 | EVP and CBO | $353.3K | $590.7K66 | |
| 2025 | EVP and CFO | $315.0K | $507.6K66 | |
| 2024 | President and CEO | $746.8K | $1.4M66 | |
| 2024 | SEVP and COO | $421.4K | $799.9K66 | |
| 2024 | EVP and CBO | $343.0K | $627.7K66 | |
| 2024 | EVP and CLO | $363.2K | $607.0K66 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
| Fund | Shares | Value | Share of the fund | Change |
|---|---|---|---|---|
| BlackRock, Inc. | 8,928,263 | $84.5M | 0.0% | +956,676 |
| Dimensional Fund Advisors LP | 2,993,483 | $28.3M | 0.0% | −189,304 |
| Vanguard Capital Management LLC | 2,575,124 | $24.4M | 0.0% | +134,052 |
| Renaissance Technologies LLC | 2,479,729 | $23.5M | 0.0% | −152,687 |
| Adage Capital Partners Gp, L.l.c. | 2,233,683 | $21.1M | 0.0% | +57,686 |
| Aqr Capital Management LLC | 2,126,241 | $20.1M | 0.0% | +135,279 |
| State Street Corp | 1,806,315 | $17.1M | 0.0% | −62,276 |
| Two Sigma Investments, LP | 1,668,122 | $15.8M | 0.0% | +42,437 |
| Geode Capital Management, LLC | 1,561,473 | $14.8M | 0.0% | +84,572 |
| Arrowstreet Capital, Limited Partnership | 1,542,352 | $14.6M | 0.0% | +105,130 |
| Hotchkis & Wiley Capital Management LLC | 1,233,340 | $11.7M | 0.0% | +15,900 |
| Invesco Ltd. | 784,527 | $7.4M | 0.0% | −34,550 |
| Icon Advisers Inc/co | 726,400 | $6.9M | 1.3% | New |
| UBS Group AG | 621,523 | $5.9M | 0.0% | +482,028 |
| Goldman Sachs Group Inc | 617,420 | $5.8M | 0.0% | −178,695 |
| Vanguard Portfolio Management LLC | 580,220 | $5.5M | 0.0% | +63,359 |
| Northern Trust Corp | 541,903 | $5.1M | 0.0% | +34,411 |
| Charles Schwab Investment Management Inc | 487,405 | $4.6M | 0.0% | +8,783 |
| American Century Companies Inc | 393,717 | $3.7M | 0.0% | −9,458 |
| Creative Planning | 393,251 | $3.7M | 0.0% | +87,612 |
| Bank of New York Mellon Corp | 389,501 | $3.7M | 0.0% | +17,333 |
| Vanguard Fiduciary Trust Co | 382,596 | $3.6M | 0.0% | +17,642 |
| Bridgeway Capital Management, LLC | 382,172 | $3.6M | 0.1% | No change |
| Citadel Advisors LLC | 378,516 | $3.6M | 0.0% | +252,080 |
| Algert Global LLC | 370,979 | $3.5M | 0.0% | +137,933 |
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How Kearny Financial Corp. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARKearny Financial Corp.1
- CIK0001617242
- Employer ID (EIN)30-08702445
- Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company5
- Incorporated inMaryland5
- Fiscal year endsJune 301
- Industry code (SIC)6035 Savings Institution, Federally Chartered1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address120 Passaic Avenue, Fairfield, NJ 070041
- Phone(973) 244-45001
- Shares outstanding64,929,382 shares as of Aug 19, 20265
- Public float$449.0M as of Dec 31, 20255
- AuditorCrowe LLP, Livingston, NJ PCAOB ID 173; it also attests to the company’s internal control over financial reporting5
- On EDGAR sinceSep 5, 20141
- Filings629 in all: 4 (240), 8-K (148), SC 13G/A (52), 10-Q (33), 3 (27), 10-K (12), 11-K (12), DEF 14A (12)1
All 31 form types
DEFA14A (12), SC 13G (12), SCHEDULE 13G/A (9), 144 (8), 425 (6), 424B3 (5), ARS (4), EFFECT (4), UPLOAD (4), 3/A (3), 4/A (3), CORRESP (3), S-1/A (3), S-8 (3), SCHEDULE 13G (3), 5 (2), S-4 (2), S-4/A (2), 8-A12B (1), 8-K/A (1), POS AM (1), S-1 (1), SE (1)
- Latest filingsAnnual report (10-K) Aug 21, 2026
Quarterly report (10-Q) May 7, 2026
Proxy statement (DEF 14A) Sep 9, 2026
Latest 8-K (8-K) Jul 23, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, $0.01 par value | KRNY | The NASDAQ Stock Market LLC |
From the cover page of the 10-K filed Aug 21, 2026 (Section 12(b) of the Exchange Act).5
Risk factors and legal proceedings
The risks Kearny Financial Corp. names in Item 1A of its 10-K filed Aug 21, 2026: 30 risks under these headings, as written.5
- Interest Rate
- Changes in market interest rates and the interest rate environment may adversely affect our business, financial condition and results of operations.
- A significant portion of our assets consists of investment securities, which generally yield less than loans and are classified as available for sale, potentially contributing to increased volatility in our equity.
- Loan repricing and refinancing risk may adversely affect borrower performance.
- Asset Quality
- If our allowance for credit losses is not sufficient to cover actual loan losses, our earnings will decrease.
- Our commercial real estate lending exposes us to additional risk.
- Our increased commercial and industrial and construction loan originations exposes us to increased credit risk.
- We have a significant concentration in commercial real estate loans. If our regulators were to curtail our commercial real estate lending activities, our earnings and/or dividend paying capacity could be adversely affected.
- We may be required to record impairment charges with respect to our investment securities portfolio.
- Our investments in corporate and municipal debt securities, subordinated debt securities and collateralized loan obligations expose us to additional credit risks.
- Our reliance on wholesale funding could adversely affect our liquidity and operating results.
The other 20 risks
- A lack of liquidity could adversely affect our financial condition and results of operations and result in regulatory limits being placed on the Company.
- Public funds deposits are a notable source of funds for us and a reduced level of those deposits may hurt our profits and liquidity position.
- Economic and Market Area
- Changes in economic conditions, in particular an economic slowdown in the markets we operate in, could materially and negatively affect our business.
- Inflation has had, and may continue to have a negative effect on our results of operations and financial condition.
- Interruption of our customers’ supply chains and federal funding could negatively impact their business and operations and impact their ability to repay their loans.
- Acts of terrorism, severe weather, public health issues, geopolitical events and other external factors could impact our ability to conduct business.
- We face intense competition from other financial services and financial services technology companies, and competitive pressures could adversely affect our business or financial performance.
- Information Security and Use of Artificial Intelligence Technologies
- Cybersecurity threats, technology failures and information security risks could result in operational disruptions, financial losses and reputational harm.
- Our use of artificial intelligence, robotic process automation, and other emerging technologies may increase operational, compliance, cybersecurity, and third-party risks.
- Regulatory Matters
- We operate in a highly regulated environment and may be adversely affected by changes in federal and state laws and regulations.
- The performance of our multi-family loans could be adversely impacted by regulation.
- Changes to tax laws and regulations could adversely affect our financial condition or results of operations.
- Business Issues
- We may be required to recognize goodwill impairment charges in future periods.
- We cannot guarantee that our allocation of capital to various alternatives will enhance long-term stockholder value.
- Our acquisitions and the integration of acquired businesses, may not result in all of the cost savings and benefits anticipated, which could adversely affect our financial condition or results of operations.
- Because the nature of the financial services business involves a high volume of transactions, we face significant operational risks.
- Our risk management framework may not be effective in mitigating risk and reducing the potential for significant losses.
- We could be adversely affected by failure in our internal controls.
- The inability to attract and retain key personnel could adversely affect our business.
Legal proceedings
We are, from time to time, party to routine litigation, which arises in the normal course of business, such as claims to enforce liens, condemnation proceedings on properties in which we hold security interests, claims involving the making and servicing of real property loans and other issues incident to our business. At June 30, 2026, there were no lawsuits pending or known to be contemplated against us that would be expected to have a material effect on operations or income.
The opening of Item 3, Legal Proceedings.5
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 21SEC EDGARTimothy A. Swansson, EVP and CTIO
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- 23SEC EDGARThomas Demedici, EVP and CCO
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- 26SEC EDGARCurtland E. Fields, Board member
- 27SEC EDGARMelvina Wong-Zaza, Board member
- 28SEC EDGARCharles J. Pivirotto, Board member
- 29
- 30SEC EDGARPaul M. Aguggia, Board member
- 31SEC EDGARCatherine A. Lawton, Board member
- 32SEC EDGARChristopher Petermann, Board member
- 33SEC EDGARRaymond E. Chandonnet, Board member
- 34SEC EDGARJohn F. Regan, Board member
- 35SEC EDGARJohn J. Mazur Jr., Board member
- 36SEC EDGARJohn N. Hopkins, Board member
- 37SEC EDGARJoseph P. Mazza, Board member
- 38SEC EDGARLeopold W. Montanaro, Board member
- 39SEC EDGARMatthew T. McClane, Board member
- 40SEC EDGARTheodore J. Aanensen, Board member
- 41SEC EDGARCassia J. Beierle, General counsel
- 42SEC EDGARPatrick M. Joyce, General counsel
- 43
- 44SEC EDGARRegulation FD disclosure
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- 48SEC EDGARShareholder vote
- 49SEC EDGARRegulation FD disclosure
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- 51SEC EDGARExecutive or director change
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- 54SEC EDGARExecutive or director change
- 55NasdaqNasdaq calendar
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