Private company

PACCAR FINANCIAL CORP

American short-term business credit institutions company based in Bellevue2

In its 2026 annual report the company says: “The Company principally provides financing and leasing of PACCAR manufactured trucks and other transportation equipment sold through the Kenworth and Peterbilt independent dealer networks in the United States.”4

Last updated Oct 20, 2026.

Overview

  • IndustryShort-Term Business Credit Institutions2
  • HeadquartersBellevue, United States2
  • Incorporated inWA3
  • Business address777 106Th Ave N E, Bellevue, Wa 980043
  • Filer categoryNon-accelerated filer3
  • Legal formProfit Corporation2
  • LEIPH3S12DWZBHHQKVYZ2972
  • StatusActive2
  • LEI statusIssued and current2
  • Registered addressC/o Corporation Service Company, 98501 Tumwater, United States2
  • Registered withCorporations Division (Office of the Secretary of State), 177 005 0772

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PACCAR Financial Corp. (the “Company”), a Washington corporation, was incorporated in 1961 as a wholly owned subsidiary of PACCAR Inc (“PACCAR”) to finance the sale of PACCAR products.4 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

15.3%Net margin5
7.0%Revenue growth, 20255
6.7%Return on equity5

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Cost of revenue3¢$27.0M
  • Selling, general and admin7¢$69.6M
  • Other costs70¢$656.3M
  • Income tax5¢$45.0M
  • Profit15¢$144.2M

Out of $942.1M in revenue.5

Where each dollar of operating cash went, fiscal 2025

  • Kept or used elsewhere100¢$131.9M

Out of $131.9M of cash from operations.5

Financial statements

Revenue67895$942.1M in 2025+24% since 2019
0$250.0M$500.0M$750.0M$1.0B2019: $762.0M$762.0M20192020: $746.2M$746.2M2020−2%2021: $716.0M$716.0M2021−4%2022: $642.9M$642.9M2022−10%2023: $734.1M$734.1M2023+14%2024: $880.5M$880.5M2024+20%2025: $942.1M$942.1M2025+7%
Net income67895$144.2M in 2025+40% since 2019
0$50.0M$100.0M$150.0M$200.0M2019: $103.2M$103.2M20192020: $80.8M$80.8M2020−22%2021: $148.1M$148.1M2021+83%2022: $196.8M$196.8M2022+33%2023: $139.5M$139.5M2023−29%2024: $116.3M$116.3M2024−17%2025: $144.2M$144.2M2025+24%
Fiscal year2019202020212022202320242025
Revenue$762.0M6$746.2M7$716.0M8$642.9M9$734.1M5$880.5M5$942.1M5
Cost of revenue$17.0M6$43.9M7$71.4M8$8.6M9$15.0M5$34.3M5$27.0M5
Selling, general and admin$64.2M6$55.0M7$57.3M8$60.7M9$64.5M5$68.1M5$69.6M5
Operating expenses$519.7M8$383.0M9$552.4M5$725.9M5$752.9M5
Income before tax$196.3M8$259.9M9$181.7M5$154.6M5$189.2M5
Income tax$34.6M6$25.7M7$48.2M8$63.1M9$42.2M5$38.3M5$45.0M5
Net income$103.2M6$80.8M7$148.1M8$196.8M9$139.5M5$116.3M5$144.2M5

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Corporate structure

PACCAR FINANCIAL CORP is part of a group headed by PACCAR. 65 entities, 18 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • PACCAR Bellevue, Washington, United States
    • DAF Eindhoven, Netherlands
    • Leyland Trucks Leyland, United Kingdom
    • PACCAR FINANCIAL CORP Bellevue, Washington, United States
    • Kenworth Subsidiary · Kirkland
    • Miriam Subsidiary
    • Peterbilt Subsidiary · Denton
    • DAF CAMINHOES BRASIL INDUSTRIA LTDA. Subsidiary · Ponta Grossa, Brazil
    • DAF Trucks Deutschland GmbH (f) Subsidiary · Germany
    • DAF Trucks France, S.A.R.L. (f) Subsidiary · France
    • DAF Trucks Limited (U.K.) (f) Subsidiary · United Kingdom
    • DAF Trucks N.V. (e) Subsidiary · Netherlands
    • DAF Trucks Norge AS (f) Subsidiary · Norway
    • DAF Trucks Polska SP.Z.O.O. (f) Subsidiary · Poland
    • DAF Trucks Vlaanderen N.V. (f) Subsidiary · Belgium
    • DAF Vehiculos Industriales S.A.U. (f) Subsidiary · Spain
    • DAF Veicoli Industriali S.P.A. (f) Subsidiary · Italy
    • Kenworth Mexicana, S.A. de C.V. (c) Subsidiary · Mexico
    • Leyland Trucks Limited (h) Subsidiary · United Kingdom
    • PACCAR AUSTRALIA PTY. LTD. Subsidiary · Melbourne, Australia
      • PACCAR FINANCIAL PTY. LTD. Subsidiary · Melbourne, Australia
    • PACCAR Capital Mexico, S.A. de C.V. (c) Subsidiary · Mexico
    • PACCAR Engine Company Subsidiary · Mississippi, United States
    • PACCAR Financial Belux BVBA (m) Subsidiary · Belgium
    • PACCAR Financial Bulgaria EOOD (m) Subsidiary · Bulgaria
    • PACCAR Financial Deutschland GmbH (m) Subsidiary · Germany
    • PACCAR Financial Espana S.L.U. (m) Subsidiary · Spain
    • and 29 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

What it owns

What PACCAR FINANCIAL CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Properties, in its own words

The Company’s principal office is located in the corporate headquarters building of PACCAR (owned by PACCAR) at 777 106th Avenue N.E., Bellevue, Washington 98004. The Company owns two full-service leasing facilities in Texas. The Company owns used truck sales facilities in South Carolina, Illinois, Texas and Utah, and leases one facility in California.

Other offices and leasing facilities of the Company are located in premises leased by PACCAR. The Company considers all its properties to be suitable for their intended purpose. Annual lease rentals for these premises in the aggregate are not material in relation to expenses as a whole.

Item 2 of the 10-K filed Feb 18, 2026.4

Subsidiaries and ownership

Parent company (GLEIF)

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Timeline

  1. Oct 2, 2017Parent Directly consolidated by PACCAR2
  2. Mar 31, 1961Founded PACCAR FINANCIAL CORP is founded2

Filings

85 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 64 other. The latest 20:

  1. Sep 2, 2026424B2 EDGAR
  2. Sep 2, 2026FWP EDGAR
  3. Aug 4, 2026424B2 EDGAR
  4. Aug 4, 2026FWP EDGAR
  5. Jul 29, 202610-Q EDGAR
  6. Jun 16, 2026424B2 EDGAR
  7. Jun 16, 2026FWP EDGAR
  8. May 11, 202625-NSE EDGAR
  9. May 5, 2026CERT CERT, BOND EDGAR
  10. May 5, 20268-A12B EDGAR
  11. Apr 29, 202610-Q EDGAR
  12. Mar 31, 2026424B2 EDGAR
  13. Mar 31, 2026FWP EDGAR
  14. Mar 31, 2026424B2 EDGAR
  15. Feb 18, 202610-K EDGAR
  16. Jan 30, 2026424B2 EDGAR
  17. Jan 30, 2026FWP EDGAR
  18. Nov 5, 2025424B2 EDGAR
  19. Nov 5, 2025FWP EDGAR
  20. Oct 30, 202510-Q EDGAR

The 85 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How PACCAR FINANCIAL CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARPACCAR FINANCIAL CORP1
  • CIK0000731288
  • Employer ID (EIN)91-60297124
  • Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
  • Incorporated inWashington4
  • Fiscal year endsDecember 311
  • Industry code (SIC)6153 Short-Term Business Credit Institutions1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address777 106Th Ave N E, Bellevue, WA 980041
  • Mailing address777 106Th Ave Ne, Bellevue, WA 980041
  • Phone425 468 75251
  • Shares outstanding145,000 as of Jul 28, 202611
  • Public float$0 as of Jun 30, 20255
  • AuditorErnst & Young LLP, Seattle, Washington PCAOB ID 42; no auditor attestation of internal control over financial reporting4
  • On EDGAR sinceJan 18, 19941
  • Filings549 in all: 424B3 (182), 10-Q (98), FWP (89), 424B2 (76), 10-K (25), UPLOAD (11), 8-A12B (10), CORRESP (10)1
    All 21 form types

    10-K405 (8), 25-NSE (7), S-3ASR (7), CERTNYS (6), 8-K (5), S-3 (4), CERT (3), 10-K/A (2), 25 (2), 10-Q/A (1), 8-A12B/A (1), 8A12BEF (1), DEF 14A (1)

  • Latest filingsAnnual report (10-K) Feb 18, 2026
    Quarterly report (10-Q) Jul 29, 2026
    Proxy statement (DEF 14A) Mar 20, 1995
    Latest 8-K (8-K) Apr 1, 2020

Securities registered for trading

ClassSymbolExchange
Series P Medium-Term Notes$300.0 Million Due May 11, 2026PCAR26The NASDAQ Stock Market

From the cover page of the 10-K filed Feb 18, 2026 (Section 12(b) of the Exchange Act).4

Risk factors and legal proceedings

The risks PACCAR FINANCIAL CORP names in Item 1A of its 10-K filed Feb 18, 2026: 2 risks under these headings, as written.4

  • Business and Industry Risks
  • Political, Regulatory and Economic Risks

Legal proceedings

Refer to the Company’s risk factors (Part I, Item 1A) and Note K – “Commitments and Contingencies” in the Notes to Financial Statements (Part II, Item 8) for discussion on litigation matters, which is incorporated by reference herein.

The opening of Item 3, Legal Proceedings.4

Sources

The numbers on this page point here. Each one links to the record it came from.

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