THFF on Nasdaq

First Financial Bank

Logo: first-online.bank5

U.S. financial services company

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States.3 From Wikipedia, CC BY-SA 4.0

$73.60 up 0.59 (0.81%)Price as of Oct 15, 2026 at 17:33 UTC

Last updated Oct 19, 2026.

Overview

1834Founded1

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  • TickerTHFF on Nasdaq1
  • Industryfinance1
  • HeadquartersTerre Haute1
  • Websitewww.first-online.bank
  • Incorporated inIN6
  • Business addressOne First Financial Plaza, Terre Haute, In 478076
  • Filer categoryAccelerated filer6

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Service charges on deposits and debit card fee income brought in 81% of the revenue First Financial Bank broke down this way in fiscal 2025.

  1. Service charges on deposits and debit card fee income$31.4M881%up 6% from 2024
  2. Asset management fees$5.8M815%up 6% from 2024
  3. Servicing Fees$970.0K82%down 12% from 2024
  4. Interchange Income$755.0K82%up 15% from 2024
Products and services by year
Products and services202320242025
Service charges on deposits and debit card fee income$29.7M$31.4M
Asset management fees$5.5M$5.8M
Servicing Fees$1.3M$1.1M$970.0K
Interchange Income$655.0K$755.0K

Financial statements

Net income91011128$79.2M in 2025+62% since 2019
0$20.0M$40.0M$60.0M$80.0M2019: $48.9M$48.9M20192020: $53.8M$53.8M2020+10%2021: $53.0M$53.0M2021−2%2022: $71.1M$71.1M2022+34%2023: $60.7M$60.7M2023−15%2024: $47.3M$47.3M2024−22%2025: $79.2M$79.2M2025+68%

Every line of the income statement as filed: the last 3 fiscal years, latest first.8

Period ending2025-12-312024-12-312023-12-31
Loans, including related fees$267.8M$226.3M$189.6M
Taxable$23.8M$24.2M$24.6M
Tax-exempt$10.7M$10.5M$10.6M
Other$3.3M$3.7M$3.5M
TOTAL INTEREST INCOME$305.6M$264.7M$228.4M
Deposits$72.4M$81.1M$51.7M
Short-term borrowings$6.5M$4.3M$5.4M
Other borrowings$6.8M$4.4M$4.1M
TOTAL INTEREST EXPENSE$85.7M$89.8M$61.1M
NET INTEREST INCOME$219.9M$175.0M$167.3M
Provision for credit losses$8.2M$16.2M$7.3M
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES$211.7M$158.8M$160.0M
Trust and financial services$5.8M$5.5M$5.2M
Service charges and fees on deposit accounts$31.4M$29.7M$28.1M
Other service charges and fees$1.1M$999.0K$801.0K
Securities gains (losses), net-$4.6M$103.0K-$1.0K
Interchange income$755.0K$655.0K$676.0K
Loan servicing fees$1.2M$1.3M$1.2M
Gain on sales of mortgage loans$1.5M$1.2M$966.0K
Other$4.9M$3.5M$5.8M
TOTAL NON-INTEREST INCOME$42.0M$42.8M$42.7M
Salaries and employee benefits$79.1M$74.6M$68.5M
Occupancy expense$10.5M$9.6M$9.4M
Equipment expense$19.0M$17.6M$14.0M
FDIC Expense$2.8M$2.8M$2.9M
Other$43.5M$39.9M$35.4M
TOTAL NON-INTEREST EXPENSE$154.9M$144.4M$130.2M
INCOME BEFORE INCOME TAXES$98.7M$57.2M$72.5M
Provision for income taxes$19.5M$9.9M$11.8M
NET INCOME$79.2M$47.3M$60.7M
Change in unrealized gains (losses) on securities, net of reclassifications and taxes$44.4M-$9.8M$10.9M
Change in funded status of post retirement benefits, net of taxes$1.2M$4.6M$2.0M
COMPREHENSIVE INCOME (LOSS)$124.8M$42.1M$73.6M
Basic Earnings per Share (in dollars per share)$6.68$4.00$5.08
Diluted Earnings per Share (in dollars per share)$6.68$4.00$5.08
Weighted average number of shares outstanding, basic (in shares)11.9M shares11.8M shares11.9M shares
Weighted average number of shares outstanding, diluted (in shares)11.9M shares11.8M shares11.9M shares

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The story

The bank was founded in 1834 as a branch of the Second State Bank of Indiana and later became known as Terre Haute First National Bank. In 1983, First Financial Corporation was established as the bank's holding company, and in August 1984 it became Indiana's first multi-bank holding company. After mergers and acquisitions, the various banks affiliated as First Financial Bank in 2003.

For most of its existence, First Financial operated largely in the Indiana and Illinois counties around Terre Haute, but two recent mergers greatly expanded the corporation's footprint into Kentucky.

As a result of the mergers in 2019 and 2021, First Financial Bank now operates banking centers and loan production offices in Indiana, Illinois, Kentucky and Tennessee.

Indiana

In September 2021, First Financial Corporation announced on September 27 that The Morris Plan Company of Terre Haute, long a subsidiary of the company, would be merged into First Financial Bank, effective December 31, 2021.

Illinois

In October 2011, First Financial Corporation announced the pending acquisition of the Pontiac-based PNB Holding Company with its only subsidiary, the Freestar Bank, which has 13 offices in Central Illinois.

In March 2013, First Financial Corp. acquired 9 branch offices in central and southern Illinois from Bank of America.

Kentucky

On July 29, 2019, First Financial Corporation announced completion of its merger with HopFed Bancorp, Inc. (HFBC) and the merger of First Financial Bank with HFBC's wholly owned subsidiary, Heritage Bank USA, based in Hopkinsville.

In August 2021, First Financial Bank announced that it was acquiring Hancock Bank & Trust, a longtime community bank based in Hawesville. The deal, which added branch locations in Hawesville, Lewisport, Madisonville, Cloverport and Bowling Green in Kentucky to the First Financial portfolio, was valued at $31.3 million ($18.38/share).

From Wikipedia’s article on First Financial Bank, shared under CC BY-SA 4.0.7

Leadership

Who has led First Financial Bank, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (24)

Products and brands

  • financial services

Listed on Wikidata.1

The company offers cash management services, lease financing, debit cards, online banking, and other electronically accessed banking services. First Financial Bank also provides various services, including investment advisory and wealth management, investment and brokerage, and investment consulting.

From Wikipedia’s article on First Financial Bank, shared under CC BY-SA 4.0.7

Timeline

  1. Feb 14, 2006New chief executive Norman L. Lowery becomes CEO17
  2. Mar 3, 1992Went public Listed on NASDAQ1
  3. 1834Founded Founded1

Filings

265 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 76 major events, 119 insider forms, 11 large holders, 39 other. The latest 20:

  1. Oct 13, 202613F-HR EDGAR
  2. Sep 17, 20268-K EDGAR
  3. Sep 17, 20268-K EDGAR
  4. Sep 10, 2026425 EDGAR
  5. Sep 4, 20268-K EDGAR
  6. Aug 28, 2026425 EDGAR
  7. Aug 27, 20268-K/A EDGAR
  8. Aug 27, 20268-K EDGAR
  9. Aug 6, 202610-Q EDGAR
  10. Jul 28, 20268-K EDGAR
  11. Jul 17, 20264 EDGAR
  12. Jul 8, 2026N-PX EDGAR
  13. Jul 7, 202613F-HR EDGAR
  14. Jun 30, 20268-K EDGAR
  15. Jun 30, 20268-K EDGAR
  16. Jun 17, 20268-K EDGAR
  17. May 6, 202610-Q EDGAR
  18. Apr 28, 20268-K EDGAR
  19. Apr 15, 20268-K EDGAR
  20. Apr 7, 202613F-HR EDGAR

The 265 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

72 open-market trades by officers, directors and large owners since October 2021: 69 buys and 3 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jul 16, 2026McDonald James ODirectorBuy84$75.00$6.3KForm 4
Mar 2, 2026Franklin Mark AllenCHIEF LENDING OFFICERSale2,209$64.60$142.7KForm 4
Dec 4, 2025Jensen Susan MDirectorBuy28$60.23$1.7KForm 4
Oct 13, 2025McDonald James ODirectorBuy2,295$52.25$119.9KForm 4
Jun 10, 2025Jensen Susan MDirectorBuy148$56.89$8.4KForm 4
Jun 2, 2025Jensen Susan MDirectorBuy33$51.36$1.7KForm 4
May 6, 2025Jensen Susan MDirectorBuy33$50.11$1.7KForm 4
Apr 30, 2025Blade Mark Jason SrDirectorBuy202$49.09$9.9KForm 4
Apr 24, 2025Jensen Susan MDirectorBuy35$47.50$1.7KForm 4
Apr 24, 2025KRIEBLE WILLIAM RANDOLPHDirectorBuy440$48.09$21.2KForm 4
Mar 12, 2025Brighton William CurtisDirectorBuy2,000$48.99$98.0KForm 4
Mar 11, 2025McDonald James ODirectorBuy1,000$48.99$49.0KForm 4
Mar 6, 2025Jensen Susan MDirectorBuy33$49.42$1.6KForm 4
Feb 13, 2025McDonald James ODirectorBuy1,000$52.46$52.5KForm 4
Feb 12, 2025Franklin Mark AllenCHIEF LENDING OFFICERBuy1,100$52.53$57.8KForm 4
Feb 12, 2025Franklin Mark AllenCHIEF LENDING OFFICERSale1,100$51.71$56.9KForm 4
Feb 6, 2025Jensen Susan MDirectorBuy62$51.95$3.2KForm 4
Dec 5, 2024Jensen Susan MDirectorBuy34$49.76$1.7KForm 4
Nov 6, 2024Jensen Susan MDirectorBuy68$49.93$3.4KForm 4
Nov 4, 2024Blade Mark Jason SrDirectorBuy6$43.03$258Form 4

All 72 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.1,646,928$127.5M0.0%+148,405
Dimensional Fund Advisors LP716,108$55.5M0.0%+3,756
First Financial Corp /in/631,112$48.9M16.9%−9,161
State Street Corp520,083$40.3M0.0%+55,640
Vanguard Capital Management LLC489,602$37.9M0.0%+11,515
Charles Schwab Investment Management Inc475,270$36.8M0.0%+46,894
American Century Companies Inc409,657$31.7M0.0%+38,166
Geode Capital Management, LLC310,955$24.1M0.0%+17,395
Vanguard Portfolio Management LLC295,528$22.9M0.0%+15,006
Aqr Capital Management LLC172,905$13.4M0.0%−47,988
Allspring Global Investments Holdings, LLC162,666$12.6M0.0%+28,295
Jpmorgan Chase & Co162,148$12.6M0.0%−16,093
Northern Trust Corp127,033$9.8M0.0%+5,632
Hotchkis & Wiley Capital Management LLC111,471$8.6M0.0%+200
Nuveen, LLC106,556$8.3M0.0%+4,273
Goldman Sachs Group Inc103,318$8.0M0.0%−59,016
Bridgeway Capital Management, LLC100,896$7.8M0.1%+3,640
Renaissance Technologies LLC92,873$7.2M0.0%−23,300
UBS Group AG85,517$6.6M0.0%−11,781
O'shaughnessy Asset Management, LLC85,314$6.6M0.0%+5,335
Two Sigma Investments, LP84,744$6.6M0.0%+36,979
Bank of New York Mellon Corp80,280$6.2M0.0%+2,184
Panagora Asset Management Inc79,900$6.2M0.0%−5,039
Vanguard Fiduciary Trust Co77,571$6.0M0.0%+234
Creative Planning75,066$5.8M0.0%+1,673

13F reports cover disclosed long positions in U.S. stocks only.

Sources

The numbers on this page point here. Each one links to the record it came from.

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