1y return+11.9%S&P 500 +20.9%
3y return+34.0%S&P 500 +68.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since June 30, 2022: $144 against $198 in the S&P 500.2
Cypress Financial Planning LLCS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| IVVIshares Tr | $41.3M | 10.1% | +4.8% |
| VCITVanguard Scottsdale Fds | $40.0M | 9.8% | +6.4% |
| VGITVanguard Scottsdale Fds | $38.7M | 9.5% | +7.2% |
| VCSHVanguard Scottsdale Fds | $36.6M | 9.0% | +4.1% |
| VEAVanguard Tax-managed Fds | $34.9M | 8.6% | |
| VXFVanguard Index Fds | $29.7M | 7.3% | +2.6% |
| DGROIshares Tr | $20.2M | 5.0% | +3.2% |
| VNQVanguard Index Fds | $19.0M | 4.7% | |
| JMBSJanus Detroit Str Tr | $18.7M | 4.6% | New |
| IEFAIshares Tr | $11.9M | 2.9% | +9.0% |
| VWOVanguard Intl Equity Index F | $11.6M | 2.8% | +1.8% |
| MSMorgan Stanley | $10.0M | 2.4% | +26.3% |
| VIGVanguard Specialized Funds | $8.8M | 2.2% | −2.6% |
| SPYState Str Spdr S&p 500 Etf T | $8.4M | 2.1% | +5.9% |
| IEMGIshares Inc | $5.1M | 1.2% | +6.5% |
| COFCapital One Finl Corp | $4.6M | 1.1% | |
| SCHVSchwab Strategic Tr | $3.8M | 0.9% | +3.8% |
| SCHGSchwab Strategic Tr | $3.4M | 0.8% | +3.7% |
| AAPLApple Inc | $3.0M | 0.7% | −5.9% |
| QQQInvesco Qqq Tr | $2.5M | 0.6% | New |
| IJRIshares Tr | $2.5M | 0.6% | −3.1% |
| VUGVanguard Index Fds | $2.0M | 0.5% | |
| BRK/BBerkshire Hathaway Inc Del | $1.8M | 0.5% | −2.3% |
| LMTLockheed Martin Corp | $1.7M | 0.4% | +8.4% |
| VTIVanguard Index Fds | $1.6M | 0.4% | +116.7% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| VUGVanguard Index Fds | June 30, 2022 | +131.9% | $2.0M |
| AMZNAmazon Com Inc | June 30, 2022 | +124.4% | $1.6M |
| MSMorgan Stanley | March 31, 2024 | +122.0% | $10.0M |
| AAPLApple Inc | June 30, 2022 | +111.6% | $3.0M |
| SPYState Str Spdr S&p 500 Etf T | June 30, 2022 | +97.9% | $8.4M |
| IVVIshares Tr | June 30, 2022 | +97.5% | $41.3M |
| VTIVanguard Index Fds | June 30, 2022 | +96.2% | $1.6M |
| VXFVanguard Index Fds | June 30, 2022 | +87.8% | $29.7M |
| BRK/BBerkshire Hathaway Inc Del | June 30, 2022 | +83.3% | $1.8M |
| VEAVanguard Tax-managed Fds | June 30, 2022 | +74.6% | $34.9M |
Sold off last quarter
- SJNKSpdr Series Trust was $1.5M
- Dimensional Etf TrustCUSIP 25434V500 was $830K
- DISVDimensional Etf Trust was $805K
- HYDVaneck Etf Trust was $611K
- PJULInnovator Etfs Trust was $251K
- CAVACava Group Inc was $243K
- JNKSpdr Series Trust was $233K
- PLTRPalantir Technologies Inc was $206K
- PNOVInnovator Etfs Trust was $205K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +7.5% | +14.8% |
| March 31, 2026 | −1.5% | −4.6% |
| December 31, 2025 | +1.1% | +2.4% |
| September 30, 2025 | +4.5% | +7.8% |
| June 30, 2025 | +5.6% | +10.5% |
| March 31, 2025 | −0.2% | −4.6% |
| December 31, 2024 | −2.2% | +2.1% |
| September 30, 2024 | +6.3% | +5.4% |
| June 30, 2024 | +0.3% | +4.0% |
| March 31, 2024 | +4.1% | +10.0% |
| December 31, 2023 | +9.4% | +11.2% |
| September 30, 2023 | −4.3% | −3.6% |
| June 30, 2023 | +3.2% | +8.3% |
| March 31, 2023 | +4.6% | +7.0% |
| December 31, 2022 | +6.2% | +7.1% |
| September 30, 2022 | −5.9% | −5.3% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: Cypress Financial Planning LLC Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1937021&type=13F-HR&dateb=&owner=include&count=40CIK 1937021
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1937021/000193702126000003/Filed July 9, 2026 · accession 0001937021-26-000003