1y return+19.0%S&P 500 +20.9%
3y return+45.2%S&P 500 +68.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since December 31, 2021: $131 against $157 in the S&P 500.2
OLIO Financial PlanningS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| VTVVanguard Index Fds | $74.0M | 18.4% | +2.9% |
| DFUSDimensional Etf Trust | $73.5M | 18.2% | +1.6% |
| VEAVanguard Tax-managed Fds | $59.2M | 14.7% | +1.6% |
| FBNDFidelity Merrimack Str Tr | $49.3M | 12.2% | +6.5% |
| VTIVanguard Index Fds | $41.8M | 10.4% | −3.3% |
| VOEVanguard Index Fds | $20.3M | 5.0% | +3.3% |
| Dimensional Etf TrustCUSIP 25434V609 | $16.3M | 4.1% | +1.5% |
| VEUVanguard Intl Equity Index F | $12.2M | 3.0% | |
| SCHDSchwab Strategic Tr | $5.1M | 1.3% | +3.8% |
| VTEBVanguard Mun Bd Fds | $4.3M | 1.1% | −3.6% |
| SPEMSpdr Index Shs Fds | $3.6M | 0.9% | +3.6% |
| VBRVanguard Index Fds | $3.3M | 0.8% | −1.3% |
| AAPLApple Inc | $3.0M | 0.7% | −6.9% |
| SPSBSpdr Series Trust | $2.7M | 0.7% | +13.6% |
| ESGDIshares Tr | $2.2M | 0.6% | −3.3% |
| VWOVanguard Intl Equity Index F | $2.2M | 0.6% | −5.1% |
| VXUSVanguard Star Fds | $2.1M | 0.5% | −3.2% |
| ESGUIshares Tr | $1.7M | 0.4% | |
| VOOVanguard Index Fds | $1.6M | 0.4% | −9.1% |
| VOVanguard Index Fds | $1.4M | 0.3% | −5.0% |
| SCHESchwab Strategic Tr | $1.3M | 0.3% | −8.1% |
| EMXCIshares Inc | $1.1M | 0.3% | −5.5% |
| JMSTJ P Morgan Exchange Traded F | $1.0M | 0.3% | +3.4% |
| BRK/BBerkshire Hathaway Inc Del | $946K | 0.2% | −1.2% |
| ESGEIshares Inc | $925K | 0.2% | −11.3% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| AMDAdvanced Micro Devices Inc | December 31, 2025 | +171.3% | $649K |
| GLDSpdr Gold Tr | December 31, 2021 | +115.5% | $597K |
| AMATApplied Matls Inc | March 31, 2026 | +111.5% | $560K |
| QQQInvesco Qqq Tr | March 31, 2022 | +103.1% | $768K |
| EMXCIshares Inc | March 31, 2022 | +75.8% | $1.1M |
| VOOVanguard Index Fds | June 30, 2023 | +68.6% | $1.6M |
| SCHBSchwab Strategic Tr | June 30, 2023 | +68.0% | $718K |
| BRK/BBerkshire Hathaway Inc Del | December 31, 2021 | +67.4% | $946K |
| DFUSDimensional Etf Trust | March 31, 2022 | +67.2% | $73.5M |
| AAPLApple Inc | December 31, 2021 | +63.0% | $3.0M |
Sold off last quarter
- MCOMoodys Corp was $310K
- KRKroger Co was $247K
- CSXCsx Corp was $230K
- IBITIshares Bitcoin Trust Etf was $227K
- LDOSLeidos Holdings Inc was $203K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +10.4% | +14.8% |
| March 31, 2026 | −0.2% | −4.6% |
| December 31, 2025 | +2.0% | +2.4% |
| September 30, 2025 | +5.8% | +7.8% |
| June 30, 2025 | +6.6% | +10.5% |
| March 31, 2025 | −0.5% | −4.6% |
| December 31, 2024 | −2.6% | +2.1% |
| September 30, 2024 | +6.5% | +5.4% |
| June 30, 2024 | +0.5% | +4.0% |
| March 31, 2024 | +5.3% | +10.0% |
| December 31, 2023 | +9.0% | +11.2% |
| September 30, 2023 | −3.8% | −3.6% |
| June 30, 2023 | +3.2% | +8.3% |
| March 31, 2023 | +3.9% | +7.0% |
| December 31, 2022 | +6.9% | +7.1% |
| September 30, 2022 | −6.4% | −5.3% |
| June 30, 2022 | −11.5% | −16.5% |
| March 31, 2022 | −4.6% | −4.9% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: OLIO Financial Planning Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1906766&type=13F-HR&dateb=&owner=include&count=40CIK 1906766
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1906766/000190676626000003/Filed July 17, 2026 · accession 0001906766-26-000003