1y return+13.6%S&P 500 +20.9%
3y return+34.2%S&P 500 +68.5%
5y return+21.0%S&P 500 +74.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since June 30, 2021: $121 against $174 in the S&P 500.2
Partners in Financial PlanningS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| BNDVanguard Total Bond Market Etf | $78.0M | 11.8% | +1.6% |
| VUGVanguard Growth Etf | $71.1M | 10.8% | |
| VTVVanguard Value Etf | $65.3M | 9.9% | −2.5% |
| BNDXVanguard Total International Bond Etf | $62.4M | 9.5% | +4.2% |
| VEAVanguard Ftse Developed Markets Etf | $55.0M | 8.3% | −2.2% |
| BSVVanguard Short-term Bond Etf | $38.1M | 5.8% | +2.4% |
| VBKVanguard Small-cap Growth Etf | $24.2M | 3.7% | |
| VBRVanguard Small Cap Value Etf | $24.2M | 3.7% | −2.2% |
| VWOVanguard Ftse Emerging Markets Etf | $18.1M | 2.7% | |
| VSSVanguard Ftse All-world Ex-us Small-cap Etf | $16.2M | 2.5% | |
| VNQVanguard Real Estate Etf | $15.6M | 2.4% | +2.4% |
| SPDWState Street Spdr Portfolio Developed World Ex-us Etf | $14.7M | 2.2% | |
| VTEBVanguard Tax-exempt Bond Etf | $13.3M | 2.0% | +10.9% |
| VTIVanguard Total Stock Market Etf | $13.2M | 2.0% | +1.6% |
| SUBIshares Short-term National Muni Bond Etf | $11.7M | 1.8% | +7.8% |
| VCITVanguard Intermediate-term Corporate Bond Etf | $8.3M | 1.3% | +3.7% |
| VOOVanguard S&p 500 Etf | $7.5M | 1.1% | |
| MUBIshares National Muni Bond Etf | $6.9M | 1.0% | |
| SPYGState Street Spdr Portfolio S&p 500 Growth Etf | $4.9M | 0.7% | −3.3% |
| VOVanguard Mid-cap Etf | $4.5M | 0.7% | |
| SPYVState Street Spdr Portfolio S&p 500 Value Etf | $4.3M | 0.7% | |
| SCZIshares Msci Eafe Small-cap Etf | $4.2M | 0.6% | +3.2% |
| VXFVanguard Extended Market Etf | $3.8M | 0.6% | −2.2% |
| SPEMState Street Spdr Portfolio Emerging Markets Etf | $3.7M | 0.6% | |
| SLYVState Street Spdr S&p 600 Small Cap Value Etf | $3.5M | 0.5% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| Seagate Technology Hldngs PLC Ord ShsCUSIP G7997R103 | June 30, 2025 | +568.6% | $1.5M |
| STLDSteel Dynamics Inc Com | June 30, 2021 | +285.0% | $1.5M |
| Exxonmobil Holdings Corp Com ShsCUSIP 30231G102 | June 30, 2021 | +116.7% | $1.7M |
| AAPLApple Inc Com | June 30, 2021 | +111.3% | $1.7M |
| VOOVanguard S&p 500 Etf | September 30, 2022 | +109.2% | $7.5M |
| SPYState Street Spdr S&p 500 Etf | June 30, 2022 | +97.9% | $2.3M |
| SPYGState Street Spdr Portfolio S&p 500 Growth Etf | June 30, 2021 | +89.0% | $4.9M |
| IWFIshares Russell 1000 Growth Etf | June 30, 2021 | +83.0% | $1.6M |
| VUGVanguard Growth Etf | June 30, 2021 | +80.2% | $71.1M |
| VFMFVanguard U.s. Multifactor Etf | June 30, 2021 | +75.3% | $3.4M |
Sold off last quarter
- VGITVanguard Scottsdale Fds was $211K
- PEPPepsico Inc was $203K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +8.1% | +14.8% |
| March 31, 2026 | −0.7% | −4.6% |
| December 31, 2025 | +1.0% | +2.4% |
| September 30, 2025 | +4.8% | +7.8% |
| June 30, 2025 | +6.2% | +10.5% |
| March 31, 2025 | −0.9% | −4.6% |
| December 31, 2024 | −2.3% | +2.1% |
| September 30, 2024 | +5.8% | +5.4% |
| June 30, 2024 | +0.1% | +4.0% |
| March 31, 2024 | +4.1% | +10.0% |
| December 31, 2023 | +8.4% | +11.2% |
| September 30, 2023 | −3.8% | −3.6% |
| June 30, 2023 | +2.9% | +8.3% |
| March 31, 2023 | +4.1% | +7.0% |
| December 31, 2022 | +5.7% | +7.1% |
| September 30, 2022 | −6.1% | −5.3% |
| June 30, 2022 | −12.4% | −16.5% |
| March 31, 2022 | −5.5% | −4.9% |
| December 31, 2021 | +3.6% | +10.7% |
| September 30, 2021 | −1.2% | +0.3% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: Partners in Financial Planning Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=2054264&type=13F-HR&dateb=&owner=include&count=40CIK 2054264
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/2054264/000205426426000004/Filed August 10, 2026 · accession 0002054264-26-000004