Returns–Not enough quarters yet
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| SCHBSchwab Strategic Tr | $26.3M | 11.9% | +29.7% |
| SCHFSchwab Strategic Tr | $22.3M | 10.1% | +8.3% |
| VTIVanguard Index Fds | $18.9M | 8.6% | +3.7% |
| SCHRSchwab Strategic Tr | $17.9M | 8.1% | +7.1% |
| SCHXSchwab Strategic Tr | $16.3M | 7.4% | −15.9% |
| VVVanguard Index Fds | $10.8M | 4.9% | |
| VXUSVanguard Star Fds | $9.5M | 4.3% | +3.8% |
| SCHMSchwab Strategic Tr | $5.9M | 2.7% | −17.9% |
| SPYMSpdr Series Trust | $5.8M | 2.6% | +2.3% |
| VGITVanguard Scottsdale Fds | $5.4M | 2.4% | −17.4% |
| IXUSIshares Tr | $4.9M | 2.2% | +1.4% |
| SPTISpdr Series Trust | $4.5M | 2.0% | +59.8% |
| SPDWSpdr Index Shs Fds | $4.1M | 1.8% | +3.6% |
| SCHGSchwab Strategic Tr | $3.6M | 1.6% | |
| VOVanguard Index Fds | $3.5M | 1.6% | −75.0% |
| SCHASchwab Strategic Tr | $3.5M | 1.6% | −15.7% |
| VOOVanguard Index Fds | $3.4M | 1.5% | −1.7% |
| NVDANvidia Corporation | $2.6M | 1.2% | |
| IVVIshares Tr | $2.5M | 1.1% | |
| VEAVanguard Tax-managed Fds | $2.5M | 1.1% | −3.0% |
| AAUAEa Series Trust | $2.0M | 0.9% | New |
| SPMDSpdr Series Trust | $2.0M | 0.9% | +2.1% |
| VBVanguard Index Fds | $1.9M | 0.9% | |
| VTVanguard Intl Equity Index F | $1.8M | 0.8% | New |
| VTVVanguard Index Fds | $1.3M | 0.6% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| SCHASchwab Strategic Tr | December 31, 2025 | +26.9% | $3.5M |
| SPSMSpdr Series Trust | December 31, 2025 | +23.1% | $947K |
| SCHMSchwab Strategic Tr | December 31, 2025 | +22.6% | $5.9M |
| VUGVanguard Index Fds | March 31, 2026 | +18.3% | $923K |
| VBVanguard Index Fds | December 31, 2025 | +17.5% | $1.9M |
| FNDFSchwab Strategic Tr | December 31, 2025 | +16.7% | $724K |
| SPMDSpdr Series Trust | December 31, 2025 | +16.7% | $2.0M |
| SCHGSchwab Strategic Tr | March 31, 2026 | +16.2% | $3.6M |
| SCHFSchwab Strategic Tr | December 31, 2025 | +15.2% | $22.3M |
| VBRVanguard Index Fds | December 31, 2025 | +14.7% | $755K |
Sold off last quarter
- AAUSEa Series Trust was $1.9M
- IBMOIshares Tr was $283K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +11.9% | +14.8% |
| March 31, 2026 | −1.6% | −4.6% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: Downshift Financial, LLC Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=2118380&type=13F-HR&dateb=&owner=include&count=40CIK 2118380
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/2118380/000211838026000003/Filed August 13, 2026 · accession 0002118380-26-000003