1y return+15.8%S&P 500 +20.9%
3y return+42.7%S&P 500 +68.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since December 31, 2021: $135 against $157 in the S&P 500.2
Retirement Guys Formula LLCS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| JPSTJ P Morgan Exchange Traded F | $15.5M | 5.8% | +28.0% |
| HEGDListed Fds Tr | $7.9M | 3.0% | +1.9% |
| QQQInvesco Qqq Tr | $6.7M | 2.5% | +2.2% |
| VOVanguard Index Fds | $6.1M | 2.3% | +26.9% |
| AAPLApple Inc | $5.4M | 2.0% | +3.4% |
| JEPIJ P Morgan Exchange Traded F | $4.7M | 1.8% | +5.1% |
| AVEMAmerican Centy Etf Tr | $4.6M | 1.7% | |
| SCHGSchwab Strategic Tr | $4.5M | 1.7% | +99.5% |
| AMATApplied Matls Inc | $4.5M | 1.7% | −1.4% |
| PYLDPimco Etf Tr | $4.5M | 1.7% | New |
| SPYState Str Spdr S&p 500 Etf T | $4.4M | 1.6% | +3.1% |
| JNJJohnson & Johnson | $4.3M | 1.6% | +7.5% |
| LLYEli Lilly & Co | $4.2M | 1.6% | +9.3% |
| PANWPalo Alto Networks Inc | $4.2M | 1.6% | |
| JEPQJ P Morgan Exchange Traded F | $4.1M | 1.6% | |
| KNGFirst Tr Exchange-traded Fd | $4.1M | 1.5% | +6.5% |
| JIVEJ P Morgan Exchange Traded F | $4.0M | 1.5% | +1.8% |
| FVDFirst Tr Exchange-traded Fd | $3.3M | 1.3% | +5.4% |
| WMTWalmart Inc | $3.3M | 1.2% | +8.6% |
| NVDANvidia Corporation | $3.3M | 1.2% | +6.8% |
| VXUSVanguard Star Fds | $3.2M | 1.2% | −2.5% |
| CORCencora Inc | $3.1M | 1.2% | +14.7% |
| GILDGilead Sciences Inc | $3.0M | 1.1% | +12.9% |
| IGLDFirst Tr Exchange-traded Fd | $3.0M | 1.1% | New |
| AMZNAmazon Com Inc | $3.0M | 1.1% | +3.2% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| NVDANvidia Corporation | December 31, 2021 | +580.3% | $3.3M |
| AMATApplied Matls Inc | December 31, 2021 | +359.5% | $4.5M |
| GOOGAlphabet Inc | March 31, 2022 | +153.0% | $3.0M |
| CMICummins Inc | September 30, 2024 | +120.3% | $2.7M |
| CORCencora Inc | September 30, 2022 | +109.1% | $3.1M |
| GEVGe Vernova Inc | September 30, 2025 | +91.1% | $2.8M |
| QQQInvesco Qqq Tr | December 31, 2021 | +85.1% | $6.7M |
| SPYState Str Spdr S&p 500 Etf T | March 31, 2023 | +82.4% | $4.4M |
| PANWPalo Alto Networks Inc | September 30, 2025 | +67.5% | $4.2M |
| SCHGSchwab Strategic Tr | December 31, 2021 | +65.3% | $4.5M |
Sold off last quarter
- BCDAbrdn Etfs was $1.0M
- FGDFirst Tr Exchange-traded Fd was $314K
- FIVEFive Below Inc was $237K
- CHWYChewy Inc was $234K
- PEGAPegasystems Inc was $222K
- MLIMueller Inds Inc was $212K
- OSISOsi Systems Inc was $212K
- SHVIshares Tr was $206K
- DOCSDoximity Inc was $203K
- BPBp PLC was $201K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +8.6% | +14.8% |
| March 31, 2026 | −0.7% | −4.6% |
| December 31, 2025 | +0.6% | +2.4% |
| September 30, 2025 | +6.7% | +7.8% |
| June 30, 2025 | +5.0% | +10.5% |
| March 31, 2025 | −2.0% | −4.6% |
| December 31, 2024 | −0.9% | +2.1% |
| September 30, 2024 | +6.4% | +5.4% |
| June 30, 2024 | +1.9% | +4.0% |
| March 31, 2024 | +6.7% | +10.0% |
| December 31, 2023 | +8.1% | +11.2% |
| September 30, 2023 | −3.4% | −3.6% |
| June 30, 2023 | +4.3% | +8.3% |
| March 31, 2023 | +4.9% | +7.0% |
| December 31, 2022 | +7.4% | +7.1% |
| September 30, 2022 | −5.6% | −5.3% |
| June 30, 2022 | −10.8% | −16.5% |
| March 31, 2022 | −4.4% | −4.9% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: Retirement Guys Formula LLC Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1933059&type=13F-HR&dateb=&owner=include&count=40CIK 1933059
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1933059/000193305926000003/Filed July 30, 2026 · accession 0001933059-26-000003